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Can I claim on a closed account, no account number?

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  • robashby
    robashby Posts: 16 Forumite
    I have sent my first letter to Llyods asking for a list of charges which they have sent me.

    I now need to find an address to send my second letter to, asking for the money back, as i closed my account a year ago. Can anyone help? Is is just the same place i sent the first one?

    Also if they agree to pay the money will they just send me a cheque or will i need to give them my new account details?

    Thanks
  • tosca5
    tosca5 Posts: 576 Forumite
    Same place you sent the first one.

    Can't say about the payment though i'm waiting to hear about charges on my closed account to.
  • robashby
    robashby Posts: 16 Forumite
    thanks very much
  • :j Hi all

    Me again:j

    Is their a letter template somewhere to request my data from the banks .Thing is i dont have anyof the account numbers account numbers

    Many thanks
    :T
  • I had a business a/c with Bank of Scotland until last November, when I switched to NatWest & closed the a/c in disgust due to my ill treatment by the so-called 'relationship manager.'
    I didn't know about claiming back the charges at this time and so simply wrote to their customer services to complain.
    Anyone know if I can claim in arrears now the a/c is closed?
    Hope so......
  • Stephen_Leak
    Stephen_Leak Posts: 8,762 Forumite
    1,000 Posts Combo Breaker
    Yes. You still have a right to justice. Look on the bright side - at least you won't have to worry about them closing your account!
    The acquisition of wealth is no longer the driving force in my life. :)
  • Should I just follow the same system, obviously telling them that I closed my account because of these unfair charges?
    Any advice would be really welcome. I have the statements.
  • AlexisV
    AlexisV Posts: 1,890 Forumite
    Yep, just proceed like everyone else. The account being closed won't make a difference.
  • KERNOW
    KERNOW Posts: 1 Newbie
    is it possible to claim against an account i closed a few years ago??
    if so can i go and get my statements from the branch in the same way as normal?

    on a brighter note i got a letter offering me a full refund of my charges today from my current bank so thank you to all on these threads who helped me!!!!
  • thes's
    thes's Posts: 8 Forumite
    Hi

    Yes you can, just bear in mind the 6 year deadline. I'm currently claiming from Barclays. Closed the account in 2004.
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