Can I claim on a closed account, no account number?

davefcuk

kazzy26 wrote: »

I used to have an account with Barclays Bank which I closed about 2 years ago because of the charges they added to my account. Does anyone know if I can still make a claim for the charges even though this bank account is now closed?

Thank you

The answer is YES

So go for it follow Martins advice

Good Luck

fl7nn

Thank you ever so much.
I had heard of this via the media, but it does seem to be a little vague when the question of having 'open' or 'closed' accounts.

I sent off 3 seperate letters for the 3 seperate accounts and 3 £10 cheques.

I did have internet banking, and have just got my first letter from them today acknowleging that they will send me the last 6 years statements free of charge.

I now will eagerly anticpate the outcome.

Thanks again for this advice - really appreciated!

Kurt_Hamster

fl7nn wrote: »

Due to having 3 accounts with one bank - and charges that were continually putting us over our agreed overdraft on a regular basis; towards the end of last year, I opened a new account with a different bank.

I still have our joint account in operation with our previous bank, but unfortunately I made the decision last month to close these accounts, as I could no longer keep them operational.

I suppose what I want to know is before I send off the initial template, can I do this with accounts that have recently been closed?

If I am able to do so, should I send 3 seperate letters and 3 seperate £10 cheques?

This is my first time on this site, and a problem that I have to be honest that I thought was totally beyond my control up until I heard about being able to do this via the media coverage on this.

Any advice would be really appreciated.

You only have to pay 1 x £10 per BANK, as you are asking for all information that the bank holds on you, this covers multiple accounts.

Captain_Pugwash_2

I have looked at the board but can't seem to find the answer. I assume it should be OK but wanted to check before I go through the motions. Has anyone experience of this. I have an old account with Yorkshire Bank and want to claim back my charges but wondered if they could refuse as I no longer bank with them.

lola_26

Captain_Pugwash wrote: »

I have looked at the board but can't seem to find the answer. I assume it should be OK but wanted to check before I go through the motions. Has anyone experience of this. I have an old account with Yorkshire Bank and want to claim back my charges but wondered if they could refuse as I no longer bank with them.

I am wondering the same...used to have a barclays student account and must have paid around £1000 in charges...hopefully someone will have the answer as I dont see the point of starting the motions if they will dismiss us!

Amanda4242

From what I've read on here before yes you can.

Beate

Yes of course you can!

Jabo

While I was in 'unauthorised overdrawn' mode
I had an overdraft of £1250 and then some charges of about £300 on top of that. They closed my personal account and business account due to the state the personal account was in.

Should I still try and reclaim back the charges I got on the personal account?
I don't have my statements lying around. If I phone up or pop into the branch will they still be able to give me them?

lockd

Can anyone help? If I no longer have my account details as the bank account where I paid all my charges was closed 4 years ago, can I still get the details of my charges information from the said bank? And if so how do I go about doing this?

blingblingtree

Hi,
I am trying to reclaim the bank charges from Alliance and Leicester.
However after charges were applied to my account and the way I was treated by the staff there I closed the account in 2006. Can I still reclaim the charges?

Also does anyone have any experience with First Direct. I have always been happy with them, except recently I have gone a couple of pounds over my overdraft and been charged £30 each time.