50 word Moneyfesto - Small changes for a big difference 2013

Radiantsoul

Libraries shoud loan items such as tools. How many of us have tile cutters, steam cleaners, etc sat around we never use? They could even level a small charge.

ministe2003

Stop cash paid income support

Income support should not be paid in cash, which scroungers spend on HDTVs and drinking in pubs at 10am. Benefits should be paid in food stamps so they cannot be spent on anything else. This way the genuinely needy are kept safe and the scroungers will need to find work.

Eightseconds

All parking payment machines must accept any amount and calculate any period of stay. The technology exists. No more overpayment if you haven't the right change, no paying for 2 hours when you stay for 10 minutes. You pay for a service, you get what you paid for.

wave_rider_2

Seeking insurance requires reading serveral different policy documents. These are complex documents, varying significantly in structure, content and meaning. Regulate the industry to define a standard minimum policy for each insurance sector, using standardised definitions. Insurance companies would compete on the extensions they make to their sector's minimum standard policy.

scowell61

Simplyfy the PAYE system. Salary,benefits and other income paid direct to an account held by the inland revenue. IR then deduct correct tax and NI once a month and transfer balance to the persons personal bank account. No need for P45 , coding letters, emergency tax etc

mala11883

Everything seems to happen in the south all the best shows ect i.e ideal home show ,top gear, major fashion events to name just a few.
As if people from the north have the plague we already get the worst pay in the country so why should we have to spend all our money on traveling to london to see these shows they should have them up here even if they are smaller events would be nice to go to one without costing costing an arm and a leg.

matchmade

Small builders and self-builders currently have to pay S106 taxes on their new-build houses at the same time as applying for planning permission. This makes cashflow extremely difficult as the S106 has to be paid up to three years before building actually commences.

sodaisy

People who claims job seekers allowance should be contributing towards the society. Due to cuts to all councils' spending, services to local communities are are affected. Those who claims should provide a minmum labour hours per week to earn this benefit and help the community.

bungy999

It should be mandatory for every financial advisor to state in the same sized font as the biggest used on any stationery or online entry their TRUE status:
Independent Financial Adviser
Restricted (Whole of Market)
Restricted (Multi Tied)
Single Tie
Unregulated
Etc
The definitions would be set by the FSA and would not be allowed to be altered or amended but would appear in a smaller font below the status.
Too many restricted advisers are hiding behind Wealth Management, Life Planning & other titles and using terms like impartial and unbiased when clearly they are not.
Result = Transparency.

matchmade

Allow debt awards agreed by a County Court Judgement to be collected through the tax and benefit systems. Deduction of salary awards do not work if someone is self-employed or on benefits. The money should be collected instead by a change to the debtor's PAYE coding or by a reduction in benefits.