We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Does the husband in your house pay the bills?

13468915

Comments

  • All income into one joint account. Everything out of that one account. Whatever's left at the end of the month gets split between mortgage OP and savings.

    We don't spend much on ourselves - OH will go out for a few pints a couple of times a week, I go to a slimming club, kids get what they need.

    I am the main wage earner by c £14k/yr but I would never dream of saying we should put a % of each salary in for bills and the rest should be personal spends. We are a partnership and all money is "ours". That said, I manage the money - have set up everything DD, pay any other bills, move money between joint, mortgage & savings account - OH wouldn't know how much goes out for what, nor does he know how much mortgage is left or what saving we have and he's not bothered so long as he can go to the cashline and take out £50 if he needs it. I do tell him but he's not that interested!
  • JethroUK
    JethroUK Posts: 1,959 Forumite
    edited 20 January 2013 at 12:02PM
    If both partners are working full time in similar paying jobs, I would want to pay the bills rather than my wife but is this normal? or do bills usually get split 50/50

    All great until you have to decide who actually owns what

    Me and the wife have our own personal accounts - my wife is much better saver than me and she has lots more personal savings than me and thats hers

    We also have one joint/bills account where we both put money in each month - i get bit more than she does so i put more in - 55/45 ish - simple calculation really and we are both happy its fair

    Absolutely everything for the house (for 'us') comes out of 'our' money

    Mortgage, food, petrol, electric, gas, water, curtains, carpets, MOT, car tax, house insurance

    Everything

    Any balance is offset against our mortgage (not much mortage left now really) - If it goes too far in the black we have couple months off, if it goes a bit low we chuck a few quid more in each

    been using this method for nearly 20 years with no arguments about who owes what
    When will the "Edit" and "Quote" button get fixed on the mobile web interface?
  • clairec79
    clairec79 Posts: 2,512 Forumite
    We split the bills so pay half of them each
  • burnoutbabe
    burnoutbabe Posts: 1,338 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    to answer the question, I pay all the bills via DD, as its my house and he pays me half the bills each month by standing order (as they don't vary).
  • System
    System Posts: 178,375 Community Admin
    10,000 Posts Photogenic Name Dropper
    so is it a myth then that women want rich men?
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Mojisola
    Mojisola Posts: 35,571 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    so is it a myth then that women want rich men?

    "Women" don't all want the same thing.

    Some women want a rich man. Some women don't want a man at all. Some women want a man they can control. Some women want to be equal partners in a relationship. And so on........
  • My husband works and I don't...we get taxcredits and I get carers allowance. If it didn't all get put in together I wouldn't know how to work out who's is who's tbh
    Have a Bsc Hons open degree from the Open University 2015 :j:D:eek::T
  • JethroUK
    JethroUK Posts: 1,959 Forumite
    edited 20 January 2013 at 12:29PM
    to answer the question, I pay all the bills via DD, as its my house and he pays me half the bills each month by standing order (as they don't vary).

    which could make it tricky when deciding who has paid for what - especially if these "bills" include mortgage payments

    the records show that you alone pay all the bills (they all come from your own account)

    which is fine from your perspective - but certainly not 'fair' finances

    your partners position is rocky (have no claim to anything) and certainly not one i would put myself in

    a joint account doesn't cost anything to set up but would be fairer
    When will the "Edit" and "Quote" button get fixed on the mobile web interface?
  • Tiglath
    Tiglath Posts: 3,816 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Debt-free and Proud!
    andygb wrote: »
    :beer:
    I would have thought that this would still have been "normal" for most married couples. Once you marry (or have a long term relationship), you are a team - what is my wife's is hers, and what is mine is hers;):rotfl:
    Back to being serious though, do some people split the mortgage in half and pay from seperate accounts? The same with other expenses - does the husband pay for his car insurance and the wife hers, despite the fact that both probably have the use of either vehicle?
    It doesn't seem to me like a very trusting relationship, if you have to use basic bokkkeeping to sort out who pays what in the house.
    Surely one account should work, along with sensible discussions on overall expenditure/budgeting?

    DH and I have very different attitudes to money. I keep receipts, tally them to my bank account, always know to the penny how much money I've got. DH sticks his head in the sand, won't look at his statements and never knows how much he's got left for the month. I'm not prepared to risk bills bouncing, and if we shared one joint account for everything I'd be apprehensive to say the least. We do however have a joint account we're trying to get off the ground for household bills so eventually we will each transfer a set monthly amount into that. I'll still handle the groceries from my account and he'll still handle the car from his.
    "Save £12k in 2019" #120 - £100,699.57/£100,000
  • balletshoes
    balletshoes Posts: 16,610 Forumite
    so is it a myth then that women want rich men?

    what are you talking about? if you pay all the bills you won't be rich - but your wife will be as she'll have all her income to save :D.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.8K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.