Hello DFW my old friend...

Snagggles

Thanks Taxi. I've been feeling a bit down for the last two weeks or so, but a couple of things have put my worries into perspective, and while there are issues I can't ignore (oh, hello finances, I didn't see you there...), I am feeling more determined to celebrate the good stuff.

I predict this will last until a) my next bad day at the office, or b) my next bout of pmt, whichever occurs soonest. :cool:

taxi73

know that feeling but we have to focus on the positives as you said

Snagggles

Today was a sorting-out-car-insurance sort of day. I dread having to deal with car insurance, but it was ok really.

They offered to change the policy to continue to October, which would have increased the payments from £62 per month to £92 per month :eek:, or start a new policy now, to run for 12 months, which will be £50.97 per month.

Bit of a cheek really to hike up the price so much on the change to the existing policy, as the insurance is obviously cheaper on this car, however, I don't want to change insurers anyway, and I hate shopping around for car insurance, so if they want to 'reward' me for agreeing to another 12 months with them, then it suits me!

It also means that from April, I will be saving just over £10 per month, woohoo! (March payment will be more as there's a £25 admin fee, but there was one of those whichever option I went for).

More excitingly, I thought I got paid on the 20th, and have just realised it's the 15th, so this week. :j :j :j

Looking back at last month, I am finishing the month £200 better off (or should I say less overdrawn? :rotfl:) than last month, thanks to the refund I got, and despite having to pay for several unexpected things.

I would say it was also thanks to being frugal and not going shopping, but I did fail at those a couple of times. :cool:

Snagggles

Oh, forgot childcare...make that £145 better off.

taxi73

still better off which is an achievement in itself

Snagggles

taxi73 wrote: »

still better off which is an achievement in itself

I realised after I typed it that I still needed to pay for accommodation for when we are in Yorkshire. Ho hum, no better off then! But considering that's all the big stuff I was panicking about paid for, and I'm no worse off, I am pleased.

Kind of!

postingalwaysposting

Snagggles wrote: »

But considering that's all the big stuff I was panicking about paid for, and I'm no worse off, I am pleased.

Kind of!

You have not had to add to your debt so it is an achivement :T Stop putting yourself down, you used the spare money well and everything you have needed to do this month you have. Give yourself a break!

Snagggles wrote: »

It's an automatic and I have never had one of those before, but I really enjoyed the test drive, and even though it's 5 years old, it is immaculate and has very low mileage.

I automatics, I drive one regullary and I dive much better in one of those than my manual. Just beacuse I am not worrying about my gears etc. I am hoping once I start saving I will have enough to get an automatic when my current car dies. You will love driving it.

Take care

Snagggles

Aww thanks Pap.

From our brief look at second-hand cars, automatics seem to be about the same price as the equivalent manual version, whereas I think they are more expensive when new (although I'm not sure! I am SO not a car expert!).

I'd never considered one before, but it just felt 'right' when I got in and drove it. My only other experience of having that feeling about a car was when I bought my current one, which I have LOVED.

beanielou

Usually a utomatics are dearer when new, you are right.
Yoou been to THE donut place yet?

Snagggles

beanielou wrote: »

Usually a utomatics are dearer when new, you are right.
Yoou been to THE donut place yet?

Haha, no. I know people who have though, and apparently the queues have been crazy.

I'm annoying myself by even saying it but I don't really like donuts.