We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Hello DFW my old friend...
Comments
-
Morning! Happy bank holiday to all. :beer:
I haven't been updating much of late. I got fed up with hearing myself complaining! There hasn't been any news anyway. Still waiting for the house to sell, although things are looking vaguely promising now. Still skint.
I love my job but I don't have enough clients. I suspect funding will be withdrawn if it doesn't pick up soon. There's only a small amount I can do to influence it, and I'm already doing everything I can, so I am just trying not to worry, and hoping for the best. I know there's a need for the service, but it's reaching the right people that is tricky. Haha, see, complaining again!
After a couple of days of glorious weather, it is cold and extremely windy here today. My coldframe has already blown over! Thankfully everything has been planted out now, so it was almost empty, but the plant pot my son painted at school for Mother's Day a few years ago got broken. Bah!
Maybe I could get him to make me another one...if I want it done in the style of Minecraft or Halo that is! :rotfl:
Day off with the man today. :T The kids are at school so we have a few hours of much-needed relaxation. We are so busy at the moment that we're both frazzled and under the weather. Might just sit around drinking tea all day.
I'm a Money and Debt Adviser for a homelessness and housing charity in Scotland. If you have any questions about debt management and debt relief under Scots Law, just ask.The pain you feel today is the strength you feel tomorrow.0 -
Difficult situation regarding the clients Snags, do they advertise in a local free press at all? Getting people to know services is always hard, especially on what can be such a sensitive subject.0
-
I find it hard to believe numbers won't pick up soon. Pick up as in a logarithmic curve, that sort of pick up.Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
Diary 'Butti's journey : A matter of loaf or death'.
Diary 2 'The whimsical tale of the Waterbed of Debt' 48% off mortgage
'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB0 -
:hello:Yoo Hoo Snagggs :hello:
Hope you;re OK - just searching you out so i can subscribe
xxxxFlooded 20/07/07
.
Normal service FINALLY RESUMED 31/07/10 :j:j" It is a mistake to think you can solve any major problems just with potatoes." Douglas Adams...."or the FOS" Wol2
Numptie groupie #2 :cool:
Mortgage offset drawdown [STRIKE]£60861[/STRIKE]
.... [STRIKE]£60074[/STRIKE] [STRIKE]£59967[/STRIKE] £65k 'ish 1/6/14
0 -
Hellooo!
I have been dreadful at updating this of late.
I sold my house! :j :j :T :T
It is such a relief, and I'm now officially out of debt.
For now.
NO! Permanently.
Maybe.
:rotfl:
Job-wise, things aren't looking great, as it's far too quiet, and the planned promotional stuff has been pulled, pending a bigger campaign later in the year. I worry that it may be too late to save my funding though, but I'm trying to be positive.
I'm lucky to be in a position where if I lost my job, I'd be able to manage for a few months until I found another one, but I love my job and the people I work with, so I would be pretty gutted.
Hah, you'd think I would be able to stop moaning and being glum for a bit now, wouldn't you? I think I'm in a bit of a slump, brought on by selling my house, and my ex husband getting married again, all in the same week.
I took the kids down to Yorkshire for the wedding, so I had to meet up with him the evening before it. It was odd. I ended up crying at the train station because I was overwhelmed with loneliness. I didn't miss him, or being married to him, I just needed a hug, and I was 200 miles from home and on my own.
I saw a few photos afterwards on FB, and the kids looked gorgeous. The whole wedding looked nice actually. Cue more crying from me, because when we got married, I wasn't worth that much effort.
Sighh...self-pitying emo rubbish.
Aaanyway, I have paid off a big chunk of our mortgage here in Edinburgh, paid off my credit card and overdraft, put money aside for HMRC when they write to me saying I was overpaid tax credits last year, replaced my knackered work handbag and that's pretty much it!
I still need to pay for passports, as we haven't had those for years (couldn't afford the passports, never mind a holiday!), although we have no plans to go away.
For the first time ever, I don't owe anyone any money, and I even have a bit of money in a savings account (one I can't get at easily, for obvious reasons :rotfl: ).
That's pretty much the end of this chapter, so I might not post on this diary now, but I will still be around. Think I need MSE rehab or something, to make sure I don't slip back into debt!
Lots of love to you all. xxxI'm a Money and Debt Adviser for a homelessness and housing charity in Scotland. If you have any questions about debt management and debt relief under Scots Law, just ask.The pain you feel today is the strength you feel tomorrow.0 -
snaggs delighted youve sold the house that must be a weight off your mind ... loneliness can be so hard as well ... at least now though you have a decent man better than the one you had

hope the job is safe especially as you are happy there, there are so many people that work in jobs they hate so to enjoy your job is a big bonus ... fingers crossed the funding comes though ...
chin up chuck ... life is on the change for the better again for you ... things are gonna be good
0 -
Life is a funny old thing isent it?
Good news on mortgage & Debt Free Ness
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
so glad you have sold the house, don't disappear xx I love having you back here you are fab xxNevertheless she persisted.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.1K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245.2K Work, Benefits & Business
- 600.8K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards


