Adding to my life - Subtracting the debt!

lilmissmup

Off poorly today so will lose about £60 next payday

Only 2nd day off ill this pregnancy although to be honest if I had got sick pay I would have had a few more!!!

Should still get about £1250 as got bonus again last month.

Logged into Barclays to see if our mortgage balance is still showing and it is, seems to be taking ages to transfer! So looks like I will be paying another loan payment this month!

Got to pay off £371 on Barclaycard when I get paid this month, shouldnt be a problem then will be back to minimum payments, so glad its interest free until 2016!

Still got the £1k sat in TSB earning interest, will prob be using that though at some point on maternity leave, just going to put £200 in to earn some more!

lilmissmup

Our mortgage was due to complete yesterday and when I log into Barclay's today our accounts been reverted to a normal current account but OH is ringing the solicitor today because the amount we borrowed extra is lower than expected so need to know why, not sure if its fees to Barclay's or the new mortgage company or just an error.

So hopefully we will get that sorted and a cheque through for the extra we have borrowed and then I can arrange to pay off my loan but doubt thats going to happen in the next 12 days so will have to make another scheduled payment I expect, its taken about 2 months for everything to go through! Its all so slow! :cool:

But at least it will all be sorted before I finish work in 5 weeks....we hope! :rotfl:

Off today using up annual leave, not doing a lot just some housework although baby is having a heavy/fidget day so I am quite uncomfortable!

Got a load of washing on now though.

Health Visitor is coming on Tuesday morning so want to try and make house spotless this weekend! Although as we are in a constant state of decorating its never completely spotless! :cool:

I was supposed to be seeing my college mates tonight but half of them can't make it so canceled that , can do more housework instead! LOL.

Beckyy

Did you have an early repayment charge that could have been taken off? Hope you get to the bottom of it!

lilmissmup

Our fix has ended so not sure why we should pay a early repayment charge but maybe.

lilmissmup

So the charges are £275 for redeeming the mortgage (which I am sure we didn't have to pay last time) and the rest is interest.....:cool:

So now just waiting for cheque to come through and can pay off my loan!

Then I think will be heading back to the MFW board, my credit card is 0% for 21 more months so will just be making minimum payments on that whilst not working and trying to earn interest in accounts elsewhere if I can!

Managed to do a couple PC surveys yesterday and was pleased with myself BUT then managed to be a stupid pregnant woman and not notice I had parked in a disabled bay when went to meet a friend so got a £35 fine.......:cool::o:cool:

lilmissmup

https://forums.moneysavingexpert.com/discussion/5003986

New MFW whilst having a baby/no money diary!