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£31K and a baby horse, 2013 could be fun :)

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Comments

  • trudij
    trudij Posts: 1,905 Forumite
    Part of the Furniture Combo Breaker
    Have a fab time!!! :)
    Do not meddle in the affairs of dragons, for you are crunchy and taste good with ketchup
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Have a fantastic time

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good morning :)

    Back from holiday and back to work :cool:

    Holiday was great, didnt spend much, few nights out eating which OH's parents paid for and few nights in, played a few board games and generally relaxed. Few days out, some lovely and sunny a few rainy but generally lovely and relaxing :)

    Spent £350 on my credit card though :eek: On horse rugs, hossie is way to big for my old hossies rugs so she now has a nice new wardrobe, fleece, stable rug and 3 turnouts - lightweight, medium weight and heavy weight so that is her set for winter. Really want a Thermatex rug but cant justify the cost just yet :cool: Now just have to clean my old hossies rugs and get them up for sale, hopefully net me a few pounds.

    So my credit card has gone up, small payment today from money received from survey sites but new total is £2613.30 :(

    Good things though mortgage out last week so another wee bit of the total. Pay day today :) So new month, new budget and everything looks under budget, apart from hoss food. Thinking of doing a big order so another big spend on my CC but then will last ages so my budget each month for food should cover it ok :)

    Back to ebaying shortly, got so much stuff to sell, have started listing and photographing it so now just to load it onto the website. Free on saturday this weekend but out sunday so may try to start some in the week.

    Plans are also now afoot to do work in the house to get it up to a sellable standard. Have had conversations with ex and he now knows full situation, we discussed about furniture as well so should be ok and hopefully he wont be uncoperative. Probably end up doing most of the work to the house by myself with help from OH and family but have to put up with that.

    So slowly and surely a plan :)
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good morning :)

    So hossie food ordered £297 :eek: which unfortunately was paid on the credit card :o But this will last me good 5 months if not more. Have £50 a month in budget for this so almost covers it all so not as bad as could be and will save me worrying about having to collect it each month so saves on fuel.

    No spend yesterday and lunch bought in, wee bit of tidying done in house, slowly and surely :)

    Spendy day today £20 for yard to look after hossie this weekend, £30 for hairdresser for next week and few groceries to get. Lunch bought in and organised for next few days as well and plenty of food in the freezer for dinners :)
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Hi glad you had a good holiday, sounds like you've got a good plan for the house hopefully your ex will see it's the right thing to do so you can move on.

    Well done and keep going.

    C x
    Loan from Mum £500/£300
    DH computer £270.06/PAID :T
    Kids computer £854.33/46.18 :eek:
    Bike £276.15/118.35
    Overdraft £1192/0 :eek:
    Car £5374.04/316.12 :eek:
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning world, nearly the weekend :)

    Spendy day again today just transferred £200 to my bro in law, this is money paid in advance of all the work he is going to help me with for the house that I cant do, helps him out of a tight situation to so win win. Luckily have enough in current account budget for this, means in overdraft but worth it for this month :)

    No other spends needed lunch bought in and dinner sorted for tonight. Must cut my grass tonight its sooo long, havent done in about a month and really want to do it while the weather is nice.
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good morning :)

    Grass cut last night so nice and tidy for a while definitely improves the look, picked more runner beans think thats it for this year but definitely had a load so worth it, think strawberries are done too so next week prob started taking plants down and tidying up ready for winter.

    Went to site this morning for work to do a letter drop so a few more pounds in expenses, need to sort that out next week so that can go to the credit card.

    £50 sent to the CC from the horse food budget this month, delivery has been and have loads now for ages :)

    Of to see OH this weekend, up to London on Sunday to some exhibition but OH has paid for tickets so just train travel and food to pay for, nothing planned tomorrow so a lazy day planned possibly clean my car.

    Next weekend will be at mine to start doing some work so need to get a plan sorted.

    NSD today lunch bought in and dinner provided by OH :D
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    glad you had a nice time away.

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good morning :)

    Lovely weekend again, always do when with OH, cheesy but true :D

    Saturday was lazy day cleaned mine and OH's car so chuffed with that, OH beat me at monopoly but that was about it!

    Sunday went to London Tattoo convention, OH has previously bought tickets, I paid for the train so £35 on my cc :cool: so another wee bit to pay off. Had a wander around camden market in the afternoon and then had pub dinner, I paid for half but out of cash I had spare in wallet, back home at about 8 and asleep just before 10 :)

    Hossie trainer tonight so need to get £20 out for that but budgeted. Small spends today have practically no fresh food in the house but still quite a bit of food in the freezer. So will get few bits today, yoghurts, fresh fruit and then will be able to squeeze out lunches for next few days and then do a big shop on Wednesday evening, budget for this :D

    Have a plan of action for when OH comes up this weekend, going to start with the loft, sort out boxes up there, work out from my stuff what to keep, sell etc and sort as appropriate then divide the loft into my stuff and ex's. Then can start moving boxes and bits that are cluttering up the house into the loft and make lots of space ready to decorate etc. Will do inventory of my stuff in loft too. Slowly slowly but will be a good start.

    Going to tell ex that we are around all this weekend, whether he decides to stay and help or go out I dont mind, we wait and see.
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
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