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£31K and a baby horse, 2013 could be fun :)

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Comments

  • Lol I've done that so many times with the shopping! Trying to stop everything sliding off the passengers set as you go round corners is great fun!
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning :)

    £6 received from 2 survey sites so that has been sent to my credit card today. :)

    Going to be a tight month as used my mobile a wee bit to call OH, he now calls me as he has free calls but completely went over my minutes last month, usually my bill is around £30, this month its £161 :eek: OMG! Am lucky that I have enough in my budget to pay for it but means tight for rest of the month and no over payments apart from any extras that I may get.

    £20 for driving licence renewal but have enough in budget for this :)

    NSD today and lunch bought in, food sorted for dinner tonight, hoss trainer tonight but have the cash out already :)
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good morning :)

    So Monday morning nearly over, yay and only a few more days till the weekend ;) Another lovely weekend went out with my sis and her hubby and OH on saturday night just cheap meal was lovely OH paid for me only £20 will offer it back but think ok. Then back to sisters for some games very cheesy and a great night had by us all :D

    Sunday went back to OH's and finished second coat painting his shed so the garden is now finished for the winter, looks great and again we both worked really well together.

    Have added some payments to my credit card today as no money in budget so £40 for garden bin annual renewal and £7.50 on bro in law birthday pressie, was £17.50 but had £10 voucher from survey site so thats great :) So unfortunately my Sains CC now stands at £2225 :( Have over £90 in expenses due back so this will bring it down again. Gutted though as was under £2k. Will get there somehow, inserts determined face.

    Busyish week, hoss trainer thursday eve - budgeted for this, babysitting weds so monday and tuesday free. May spend tonight at yard clearing field and tomorrow photographing and writing some ebay listings so can list when down with OH this weekend.
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good morning :)

    A couple of NSD :) Had 19 last month so pleased with that. Small spends today all budgeted for, money for farrier for 14th, money for hoss trainer tomorrow and few fresh grocery bits.

    Sofa payment out today so now stands at £753, need to update signature.

    Started photographing and writing ebay listings last night ready to do so pleased with that, still got hundreds left to do, didnt realise my ebay stash was that big but it all helps :)
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • trudij
    trudij Posts: 1,905 Forumite
    Part of the Furniture Combo Breaker
    It's all good tho - long as things are going down!!

    I've been AWOL - busy and sleeping mostly! That rug is a 6'9" so too big for what was being looked for - typical!! There's a couple of shops not too far from me that I will take everything to and have a good clear out I think, better than cluttering up the house for nothing anyway!!

    New horse didn't happen, sensible head took over even tho he sounded brilliant for me, it's just not worth the extra stress of trying to afford another right now.
    Do not meddle in the affairs of dragons, for you are crunchy and taste good with ketchup
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good morning :)

    So a lovely very lazy weekend. Was down at OH's and didnt really do much, went out to get some bedding for horse as farm shop cheaper down there so loaded car up and bought back today. £60 spent, £50 a month in budget but will do for 6 weeks so pleased with that.

    Wanted to check my Sains CC transactions as min payment out today but the system wont let me in so will try again later.

    Away on hols this coming weekend, yay, another week away with OH and his parents in Cornwall so minimum spending again. Loads at work to do before I go away and loads of odd bits to do at home.

    Didnt list ebay items this weekend even though had some ready as will be away when the listings end so will be on a mission when get back. Also will be starting the works on the house to get that into a sellable state so will be all go so need to get organised.
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    So Sains bank have let me in, all transactions as expected. £25 received from survey sites today so have sent that to the card.

    Have updated signature and is depressing as owe well over £2k on the cc now :( But the sofa looks good. But....have around £120 of expenses due in and this will go straight to the card as some of the spending on there has been for work expenses so could be worse.

    Money in bank looks ok and all within budget so far, apart from the stupid phone bill but have moved money around a bit so will be ok and have some money put aside for holiday spends.
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    I hope you have a good week and it goes quick so your holiday comes soon

    I was going to list on fleabay this week but can't really afford the postage so that's a project for mid October

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good Morning :)

    Small spends yesterday bought some shampoo for holiday got some at home but massive bottle so not easy to lug away but will take to OH's after holiday to replace what I am nearly out of there. Darn this 2 houses lark got 2 of loads of things :cool:

    No spend day today and hopefully for next few days as nothing needed to get. :)

    First lot of expenses paid so £91 to the credit card this morning, so takes it to £2225 so thats good. Got some survey money due but waiting for that to it, hurry up. No other over payments due this month due to the stupid phone bill but least had enough to cover it.

    Will really be hammering it down hopefully next few months with ebay so hopefully wont be long till its gone :)
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good afternoon :)

    Quick catch up, nearly finished everything at work, finish in half hour and then off on holiday :D

    Small spend today - batteries for work, reclaimable and some cake :rotfl:

    Of on hols tomorrow and havent even thought about packing yet :cool: Need to go home tonight have some dinner, do hossie (mostly organised there) pop to see sister drop of bro in laws birthday pressie and then home, pack and bath. Usually get chatting at sisters so maybe a late night tonight :o

    Doing hossie first thing tomorrow, just need to muck out and make a few extra haynets and she is sorted for the week :)

    OH is taking his car on holiday, am insured to drive so can share if needs be. Weather looks like rain, but hey ho wont be at work, so can have lots of lazy days relaxing :D
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
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