Yeh Nice One Martin .......... Not

madison's_mum

I'm going to stop reading this thread as i'm getting so angry. I'm so happy most of you have never been i the position that i was 18 months ago, if i tried to explain how i got £17k in debt you really would not have a single clue how a huge amount of people live.

WHATEVER

Al_Mac

madison's_mum wrote:

I'm going to stop reading this thread as i'mgetting so angry. I'm so happy most of you have never been i the position that i was 18 months ago, if i tried to explain how i got £17k in debt you really would not have a single clue how i a huge amount of people live.

WHATEVER

I think you need to learn to read.

trademark

have i said i agree with the banks .... no

the £35 charges are disgusting ..... the profits they make are obscene.

but we know it happens , we also know the charges , they are laid down in their terms and conditions

YOU ALL SIGNED THEM WHEN YOU OPENED YOUR ACCOUNTS ...

or do you not read

todays attitude makes me sick , you think you can take take take , i dont know what its like to be in debt, actually thats wrong, i do , when i was overdrawn and very deeply overdrawn at 18 years of age , i went to my bank in my suit and arranged a repayment plan.

i payed back the money i had TAKEN from my bank WITHOUT their consent.

Yes we get into trouble with finances, who doesnt , bt when you do take a deep breath and communicate with the bank, they are actually very understanding.

the alternative ? claim back your fees as if you taking the banks money was your god given right

THEN LET THE REST OF US FACE THE CONSEQUENCES

and do you think you are doing yourselves a favour, no because the banks will get their profits .... i will promise you that.

As for my halo ..... why shouldnt i wear one

I PAY FOR MY WAY IN LIFE , I DONT TAKE FROM OTHERS OR LEECH

trademark

MM you got into 17k of debt because you lived past your means

LIVE WITH IT

dickybodoo

pigginsexy wrote:

Or a Judge (since most of the Judges these days are the shareholders in the Banks).

We can all have opinions, but i wish they would keep these ones to themselves.

I, like many other people on here, are hardworking. So explain to me, why we should let the bank have it in charges????????.

I don't wish to be rude and I'm not trying to be judgemental, but that's a very impressive list of debts you had refunded there - didn't it cross your mind to keep a closer eye on your finances? Surely you can't blame everything on the Banks? You have take on some responsibility.

Maz

Amyway, Martin is just giving you the facts. Banks, like any other business have to make a profit to stay in business. Maybe they'll now go after the'customers ' that can afford to pay.

trademark

"Anyway I didn't deserve my charges I never asked for an overdraft so I do not think I should be getting charged at all when they have let me go overdrawn and then make me pay for it & like everyone else said, you've obviously never had any financial problems well woo hoo for you.
- Sarah"

THATS THE ATTITUDE THAT MAKES THIS COUNTRY EXACTLY WHAT IT IS

I NEED NOT EXPLAIN

dickybodoo

trademark wrote:

have i said i agree with the banks .... no

the £35 charges are disgusting ..... the profits they make are obscene.

but we know it happens , we also know the charges , they are laid down in their terms and conditions

YOU ALL SIGNED THEM WHEN YOU OPENED YOUR ACCOUNTS ...

or do you not read

todays attitude makes me sick , you think you can take take take , i dont know what its like to be in debt, actually thats wrong, i do , when i was overdrawn and very deeply overdrawn at 18 years of age , i went to my bank in my suit and arranged a repayment plan.

i payed back the money i had TAKEN from my bank WITHOUT their consent.

Yes we get into trouble with finances, who doesnt , bt when you do take a deep breath and communicate with the bank, they are actually very understanding.

the alternative ? claim back your fees as if you taking the banks money was your god given right

THEN LET THE REST OF US FACE THE CONSEQUENCES

and do you think you are doing yourselves a favour, no because the banks will get their profits .... i will promise you that.

As for my halo ..... why shouldnt i wear one

I PAY FOR MY WAY IN LIFE , I DONT TAKE FROM OTHERS OR LEECH

Totally know where you are coming from, but nobody knows what is around the corner. What I would say is that when my husband was made redundant last October we made an appointment with our Bank, went through all our finances cancelled stuff we didn't need and cut our cloth accordingly. The Bank was sympathetic and the staff couldn't have done more to help - I trust them and their opinion, I was open and honest and the end result has meant a small AGREED overdraft, no interest and NO PENALTY FEES. Its not rocket science!!! Big thankyou to Barclays!

pigginsexy

Madison's Mum. I agree, im logging off now, as not only making me ANGRY, i have better things to do than keep trying to justify why these bank charges are wrong to the few.

Al_Mac

pigginsexy wrote:

Madison's Mum. I agree, im logging off now, as not only making me ANGRY, i have better things to do than keep trying to justify why these bank charges are wrong to the few.

People who don't pay charges far out number those that do. The size of the charge is wrong.