MOOLOO'S Muddling on into 2013

skipsmum

Hi Mooloo,

My DS is in supported housing, and gets JSA. The DWP separate his money at source, some goes straight to the support worker who redistributes it for bills, and the rest then goes into his bank account for food etc. Might be worth asking about this.

He also gets his JSA weekly which helps him to budget for food. (Hes still terrible at it and usually eats here 4 days a week!)

*Robin*

Mooloo wrote: »

As far as am aware they are carers. As it was a care package that was put together with the social workers and Liveability. I will have to check.
Girls used to have DDs set up but as soon as the money goes into the account they are at the hole in the wall withdrawing it all. Tried taking their cards off of them only for them to go in branch and sign for it. And order another one!
Then they get bank charges for going overdrawn even though my Dad went with them to open the bank accounts that they couldn't over drawer or have debit cards. But we keep trying to sort it out. They still have not done the competence tests they were supposed to have done.

Mooloo I was just coming back to apologise - thinking you must have already gone through this but I've forgotten, or missed that post which was probably long in the past.

But from what you've just written, the solution to this particular aspect of the Twins' problems may be to open a second a/c for each of them. One that cannot overdraw. An instruction would have to be given to the bank saying that the girls cannot have a card for their main [bill-paying] account.

So perhaps the competence tests need to come first? (The bank will want some kind of confirmation of vulnerability before setting up such a restriction on an adult's a/c).

Social worker or carer should be dealing with this.
:think: Would an email campaign to the social worker help?
Add an MSE squeak to that wheel; push the Twins up SW's priority list. <Insert devilish smiley here.>

Errata

Mooloo wrote: »

As far as am aware they are carers. As it was a care package that was put together with the social workers and Liveability. I will have to check.

They still have not done the competence tests they were supposed to have done.

Support workers can be part of a care package; as neither of the twins need personal care - help with washing, dressing, feeding etc - they don't need care workers, but they do need support workers to help them navigate their lives.
I'm surprised neither of them have yet been tested for competency and it seems to me this should be pushed to the top of the agenda so everyone knows what's what. Are the twins refusing the tests? Or is there some other reason they haven't been done?

Savvy_sewing

Not done due to poor social worker in my opinion. Twins would do any tests as far as I know they had agreed too. But not getting any interaction back from social worker or liveability. They have stopped taking the girls to sign on, to meetings, court or anywhere. Once they took them shopping but they won't even do that now.
I just want to scream. But it's like the proverbial p in the wind!

Savvy_sewing

Just off of the phone to girls social worker. Told her am not happy with things. She tells me the girls keep ringing up and cancelling their contact. I asked about the competence tests, but she didn't really have an answe. I told her I am stressed with dealing with the girls debts etc. I am feeling it at the moment. SAD syndrome is lurking and am teetering on the edge. So it's a bit of TLC to myself today now. Have a visit to a customer to do a measuring up. Then I am coming home to find my lamp and use it. DS has had to go to his training at the museum. So I have ended up giving him the bus fare to get him there. (I rang the bus company to find out the cost of the ticket so I only gave him the right money.) every penny must count.
A little blip today then. But hopefully I will be back on track soon.

Savvy_sewing

Okay so Sad lamps used, finances reviewed. Decisions made. DS's bike has to go on hold, and car part exchanged for a slightly newer one, and a bit larger with 5 doors instead of 3. Dad held my hand while I went looking and got out my bank card. Resulting in my getting a new(er) car tomorrow. So excited. Savings gone but not completely as after I got home my lovely Dad sent me £1,000 so I can still get DS a bike. I have come to the conclusion that on this occasion I am very lucky to have my Dads help just when I needed it most.
I am trying to keep myself focused and upbeat and trying to turn my back on the SAD. I realise that's easier said then done, but hey look how far I have come in myself in the last two years or so.
So positive mental attitude, chin up, and keep on going forward. I cannot control the twins ups and downs , and I will have rough times with them, but I will continue to do my best and keep on trying.

minimoneysaver

How lovely of your dad! I have a fab dad like that too. Where would we be without our families?

Hope you enjoy your new (er) car! xxx

Savvy_sewing

Well it's been a yuk day. On the way to work the car broke down again and I had a bit of a melt down moment as I was due to part exchange it today at 4pm. But the AA man had the sensor that I needed on board and was able to repair it for me at a cost of £43. So I was lucky to not have to be towed to the garage again. However I was illogically fearful of driving the car any more than necessary so stopped at my parents until the new car was ready to pick up! I had a splitting headache and had a lay down and actually managed to sleep for a few hours. I was still nervous taking the car to the garage but I know it's daft as it was fixed. Anyway the bank balance is now rather depleted with the new car taxed, insured and fuelled up. I am home now but feel exhausted. That's what stress does for me.
Having a cuppa and then off to collect DGD from after school club. I will be having an early night tonight and hope that my equilibrium will be sorted by the morning.

Savvy_sewing

Morning. I went to bed at 7.30 when DGD went. My headache had returned and the tension in my neck and shoulders was quite obvious. Obviously I didn't sleep all through, but I did sleep quiet well once I managed to relax my neck up.
Today I still feel a slight headache and may have to up the meds from just paracetamol as I cannot afford to not turn up at work again!
It's been a stressful week so far.
But I have the new car so can move on.
Haven't made any plans for the weekend as yet. May stay close to home and try and potter as the front room looks like a bomb has gone off - dumping ground for contents of old car, the ironing, on going sewing and DS's stuff. along with a charity bag of clothes that I should have taken to the school for bags to school yesterday. Oh well.
Not expecting any visitors so I will do it in my own sweet time.

grandma247

Mooloo wrote: »

Not expecting any visitors so I will do it in my own sweet time.

That is just when I have found people do arrive :eek: