Debt Free in 2015 - Who's with me?!?!?!?

[Deleted User]

God darn it my tumble dryer has just broke!!!!!

Dxxx

Cake_Angel

I'm with you Had my LBM today and as I'm approaching 25 and want to make a life for myself I need to kickstart my saving and getting rid of all the debt . Good Luck Everyone!! I'm so glad I found this forum

miss_empty_piggy

Welcome Cake_Angel (love your name by the way!)

Hope you get your drier sorted out Dolly Rocker x

daisystar

Happy New Year!!! (Sorry a bit late )

Wow this thread has taken off!! Its so lovely that theres a fair few of us looking at the same-ish length of time - I'm sure we will all be a bit overwhelmed at times, what with broken tumble driers and so on, but at least we'll be in it together! :j

Positive steps thus far for me:
1. I have balance transferred almost 2K onto 0% for 16 months. Due to the number of credit cards we have and the sheer amount of credit, we are unable to apply for new 0% deals so as we snowball onto one card, we then get offered 0% and have just started the fun game of 'pass the debt' which may go on for some time :eek:

2. I have sorted out loads of ye olde silver jewellery from circa 1998, ready to take into a local jewellers to sell.

Phew!! Think I need a lie down. Nearly the weekend!

[Deleted User]

Well my tumble drier is still under warranty so someone is coming to fix it on Saturday.

I am illlllllllllllllllllll - I have woman flu, sent the OH out for beechams & strepsils then I am gonna have a nice bubble bath.

Dxxx

Shelski_2

Oh dear, hope you are feeling better soon.

On a mission to get to payday without going over our overdraft limit. It's going to be very tight, if not impossible.
Got rid of some VERY old clothes out of the loft yesterday to cash4clothes for £7.70. 4 bin bags out of the loft Need to do much more decluttering.

Got 8 items on ebay. 4 have minimum bids on but lots of watchers. If I make £25 I'll be thrilled.

Have managed to avoid costa twice in the past week and one of my debts has just been paid off:rotfl: saving me £40 per month (of course it was the smallest one and on 0%).
Wish the others were closer and more manageable. All very positive but still baby steps. Will be so much better in Feb when I'll have normal money coming in.

recurrent-ostrich

daisystar wrote: »

Positive steps thus far for me:
1. I have balance transferred almost 2K onto 0% for 16 months. Due to the number of credit cards we have and the sheer amount of credit, we are unable to apply for new 0% deals so as we snowball onto one card, we then get offered 0% and have just started the fun game of 'pass the debt' which may go on for some time :eek:

We're in the same boat. Have just got a 0% deal -first one we've been accepted for in a year of applying intermittently -but only £1500 limit, which is a drop in the ocean in our debt, but anything on 0% is a bonus, I reckon.

Cake_Angel

Thank you miss empty piggy xx

[Deleted User]

Cake_Angel wrote: »

I'm with you Had my LBM today and as I'm approaching 25 and want to make a life for myself I need to kickstart my saving and getting rid of all the debt . Good Luck Everyone!! I'm so glad I found this forum

I wish I had starting to take control of my finances at your age!!!

I am gonna be about 32 or 33 when I am finally debt free

Dxxx

miss_empty_piggy

I will be 43! I've just spent the past 2 hours doing calculators, loan payments and eventually plumped for 0% interest for 23 months to fall in line with the debt free by 2015. I'll need a holiday by then but I'll be able to pay for it debt free!! god I bet that will feel good. x