Debt Free in 2015 - Who's with me?!?!?!?

Cranny44

I agree too clearing a small balance can help the motivation

Debtbusterintraining

Hello hope everyone is having a good day,well loan payment has come out so has gone from 7111.90 down to 6758.08. Hoping to have another nsd here so fx. Everyone seems to be doing well so far.

SS6624

My second DD of January has cleared today so my progress is updated to;-

£213.97 / £15,916.13 1.3%

The next regular payment is due on the 10th and I'm hoping to do an additional ad-hoc payment around that time too to keep up the %'s.

Looking at my 2nd NSD in a row too!

Newyorkdreams

miss_empty_piggy wrote: »

This made me chuckle NewYorkDreams as my dad is scottish and it is a standing joke in our house as when we were kids he would get drunk and put scottish pipe music on and wail "I want tee go home" bless his heart. As I left the NYE party last night I reminded him of this and he chuckled and said "those were the days". My mum rang today to say that he was so drunk he'd got stuck between their garden step and the wheelie bins for about 15 mins and when she did he fell into the xmas tree and stayed there until this morning as she couldn't move him. The youth of today eh.....he's 72!

That is so funny! Bless him!!!! By the sounds of it though, he had a cracking new year and way better than me!! LOL x

recurrent-ostrich

Dolly Rocker, have you nicked my sig colours? Every time I look on here I think I've posted, but it's you! :rotfl: *Tsk*

Newyorkdreams

I made a list of things I wanted to achieve in 2013 and I need to add another one:

- No more takeaways for the next 3 months!!!

I slipped up tonight and ordered my last takeaway for me and my OH! It's amazing how you justify it 1) It's the last night of our holidays 2) I won't be eating it because I need to give up fat because of my tummy problems 3) I'll be getting stuck into my diet so won't be able to have one for a while!!!

So, I have pledged it! NO MORE TAKEAWAYS until at least April!!! LOL

NYD x

[Deleted User]

recurrent-ostrich wrote: »

Deleted_User, have you nicked my sig colours? Every time I look on here I think I've posted, but it's you! :rotfl: *Tsk*

Haha I totally have LOL

You'll have to look out for the little blue guy instead!!

Dxxx

[Deleted User]

Well I was hoping for a NSD today but was out so bought myself & the OH coffee so spent £2.75 cos I got one free - yippeeeeeeeeeeeee!!!!

Thats me just in so gonna have pudding then watch Toy Story 3 then bed - very exciting

Dxxx

Becks81

A little bit late in the day... but would you mind if I joined?

I just paid off the last of my credit card off with money I received over Christmas and this has brought my DFD to December 2015 :j

I'm so determined to tackle the debt this year, as have only really been coasting along since April. I've had a few set backs with my debt going up, but have managed to bring it back down again and my DFD as it stands at the moment is the lowest it has been.

I've been reading through and have been motivated by you all, as I feel I am in a similar position. Bit of background I'm 31, have 2DD's aged 6 and 8 and have just under £20K (:eek:)to clear.

[Deleted User]

Becks81 wrote: »

A little bit late in the day... but would you mind if I joined?

I just paid off the last of my credit card off with money I received over Christmas and this has brought my DFD to December 2015 :j

I'm so determined to tackle the debt this year, as have only really been coasting along since April. I've had a few set backs with my debt going up, but have managed to bring it back down again and my DFD as it stands at the moment is the lowest it has been.

I've been reading through and have been motivated by you all, as I feel I am in a similar position. Bit of background I'm 31, have 2DD's aged 6 and 8 and have just under £20K (:eek:)to clear.

Hello my darling welcome to the gang!!!

Not too late to join in at all the more the merrier as far as I am concerned:j

I have actually worked out that I could now be detb free by December 2014 if I pay off the absolute maximum just giving me enough to live on & no more!!!!!!

Sooooooooooo January 2013 payments all made.

23 more monthly payments to go for me!!!

FYI this could change cos you know what life is like has a habit of jumping up & biting you on the a$$ just when you least expect it.

I shall keep you all updated on a monthly basis - even if I am debt free in 2014 I am still gonna stick with this thread to support you all - dont get rid of me that easily :rotfl:

Dxxx