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Rising to the top of the ocean - and staying afloat!

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  • Right ... heading off for a hot choc (said this last night & it was an hour before I got around to it!) - and then an early night as really tired again.

    Might not be around at the weekend much so .... have a good one everyone!
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • beanielou
    beanielou Posts: 95,629 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Have a good weekend :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • mummybearx
    mummybearx Posts: 1,921 Forumite
    I want, no wait, I NEED that spreadsheet!

    Just checked the dates on those Perfectil tablets, July and September this year. Happy to post them if you want them, pm me :)
    Can't think of anything smart to put here...
  • zepsgal wrote: »
    I want, no wait, I NEED that spreadsheet!

    Just checked the dates on those Perfectil tablets, July and September this year. Happy to post them if you want them, pm me :)

    Just for you .... very quickly (hot choc beckoning!)

    https://forums.moneysavingexpert.com/discussion/3612005

    Spreadsheet in post 1 Handy Links box called "my free spreadsheet"

    I've tweaked it a bit (changed the names of some of the tabs & added extra things to the regular payments sheet) but that's it!

    Re supplements .... thank you so much:T - I'll do some research over the weekend (on what's best to take etc) and get back to you if that's OK?
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • LianneH
    LianneH Posts: 271 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    hey rising, just popping by to say hi and I've subscribed!! Been awol for a while on account of the new baby. Looking forward to keeping up with your new diary

    xx
    Debt Free Roll of Honor #598
    DFD 28/02/12 :j
    MFW 19 years - aim 11, prefer less!:D
    #222 EF £1k 60/1000 :cool:

  • taxi73
    taxi73 Posts: 20,815 Forumite
    good news on the tyres and have a great weekend
  • LianneH wrote: »
    hey rising, just popping by to say hi and I've subscribed!! Been awol for a while on account of the new baby. Looking forward to keeping up with your new diary

    Hi Li :wave: how if your wee bundle of joy ... can't believe how quickly the time's passing!
    taxi73 wrote: »
    good news on the tyres and have a great weekend

    Thanks:) still really chuffed .... I was pretty worried - really down to the length of time I've had it!
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • OMG I am shattered .... didn't sleep well at all :(

    Nevermind ..... off to see Maisie today :j:j and DM & DF too of course!:o

    Need to get organised as didn't get around to packing last night.


    Think I am going to separate the cats - we've made really good progress the past week or so and would rather not rock the boat too much or we'll be back to square 1:eek: As DM said last night, my lounge is bigger than one of the runs wee cat would have if I had to put her in the cattery & she spends most of her time in here anyway .... she'll be fine!

    Big cat has gone out :eek: - really hope I can get him back in again :eek::eek:
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • *phew* breathing a HUGE sigh of relief that I logged into online banking this morning!

    Sent a cheque to put last years' monthly saver (new boiler) money into a new ISA and appear to have written the cheque from my bills account and not my main account (where I had put the money into) :eek::o I didn't even know I had a cheque book for this account :o

    Really lucky I checked as my 2 biggest d/debits come out on Monday and there wouldn't have been enough to cover both :eek:


    Think I need to give myself a talking to:

    :wall::wall::wall::wall::wall:

    *talk over*;)


    On the good news front ...... the cashback for the latest mobile claim is in already - I had a bit of hassle earlier in the week as when I checked the RM site for the RD it showed as "addressee gone away" & turns out they've moved .... phoned & a girl there said she'd put the claim through & it appears she has :T

    So .... that's totally great as it's been added to the Emergency Fund .... which will be wiped out later today when I pay for the new TD *sigh*:rotfl:
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • Munchin
    Munchin Posts: 2,816 Forumite
    Part of the Furniture 1,000 Posts Photogenic Debt-free and Proud!
    Hi Risin

    I use the same spreadsheet and abandoned it half way through the year. I'm going to stick with it this year. I'm also going to try and have an emergency fund. So 2013 the plan is to be debt free and have that elusive emergency fund.

    I was thinking about getting a bike as well as my sister's husband sells them and she suggested I get an electric one:D. I think she knows me too well as the bike would probably gather dust:)
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