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The 'Save 12k in 2013' Thread!

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  • Very quiet in general, maybe a few are falling off the wagon....hopefully pick up again to carry us through summer, keeping motivation without a summer holiday or two...!! On the money front I'm doing terrific. On health not so good. Few stiff bits and a 60 hour week ahead....may cut down to 47 and have weekend off!
    :eek:Living frugally at 24 :beer:
    Increase net worth £30k in 2016 : http://forums.moneysavingexpert.com/showthread.php?p=69797771#post69797771
  • Count me in, I have no social life! So 12k for 12 months, I think I can manage that on my terrible salary!!
  • hr_money wrote: »
    Hi,

    Unfortunately, due to ill health I'm going to have to withdraw from this year's challenge. May be back for 2014 instead. Wish everyone the best of luck with their savings. No. 132 for slowlyfading.
    :(

    Sorry to hear that. I hope you are in good health soon.
  • Hello everyone
    A few sales on eBay over the weekend - £18, not much but if I just sell that amount every month for the next 10 months that is over £200 towards my balance (already made £59) ..... not to be sniffed at!!
  • SusanneCape
    SusanneCape Posts: 389 Forumite
    edited 19 February 2013 at 12:32PM
    Good morning everyone,

    I decided last evening to add the money I saved last month (in anticipation for the new tax year - to be put into cash ISA) to add to my favourite fund in my S&S ISA which is about to soft-close. I also managed to add another £200 for good measure.

    This is my second year that I am actually saving and I owe it all to forums such as this. It is absolutely mind boggling how quickly the cash accummulates when one sets one's mind to it. Thank you so much to all of you, particularly to the incredible students on this forum, for your inspiration and determination.:):):):):):):)!!

    I have updated the spreadsheet as I won't be adding any more this month. Thank you very much.

    Happy saving everyone,
    Save £12k 2013 '13 #66 £12,106.76/£12,000 // '14 #44 £10,081.90/£10,000 // '15 #67 £11,976/£12,000 // '16 #67 £7,322/£12,000
    MFiT: £187,200 - MFD: 02/31 - Target = £35,000
    T3 #71 - '12 £125,899
    T4 #71 - '15 £80,264; '16 £66,946 '17 £44,997
  • Ok so I finally got around to checking how much I put into savings in January and it was a whopping £2,500 (including student finance I saved). Will be saving some at the end of this month too hopefully. Getting there :) might increase the target over the summer.
    £3,950/£12,000 2013 saving challenge
  • Can we include money which has come from an overdue debt which has now been settled & is being put away into savings:question: I wasn't sure if it would count as technically it was money I should already have had...
    £12k in 2019 #084 £3000/£3000
    £2 Savers Club 2019 #18 TOTAL:£394 (2013-2018 = £1542)
  • MissE001
    MissE001 Posts: 797 Forumite
    Eighth Anniversary Combo Breaker

    This is my second year that I am actually saving and I owe it all to forums such as this. It is absolutely mind boggling how quickly the cash accummulates when one sets one's mind to it. Thank you so much to all of you, particularly to the incredible students on this forum, for your inspiration and determination.:):):):):):):)!!

    Happy saving everyone,

    Hi Susanne, I completely agree with you. These forums are just great. I'm only saving a little....but that's way more than I was at the end of last year. I was a bit afraid to join this particular challenge and still to post my first update (waiting until the end of the month) - so glad I did though. It's lovely to see everyone's savings add up - from the little amounts (like mine will be) to those who can save a little more.

    Thanks to everyone involved in the thread! :)
    SPC Member #112 :A Save £2k in 2014 # 160 :money:
  • Tales17
    Tales17 Posts: 257 Forumite
    Doing well this month, got some more shopping savings, managed to sell some stuff and claimed some survey cash and voucher rewards! I'm enjoying this saving lark! :)
    Grocery Challenge 2019 YTD-£820.46/£7200(11%)
    Grocery Challenge Feb - £93.10/£600(16%)
    £12k in 2019 #: Monthly Saving Accounts £500, Cashback & Competition Sites £2.59, Shopping Saving £152.09,Selling £121.26, Interest & Dividends £43.93, Surveys £0, 365 Day Penny Challenge # £103.44
    Total Saved - £923.31/£12000(8%)
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Twiggy_34 wrote: »
    Can we include money which has come from an overdue debt which has now been settled & is being put away into savings:question: I wasn't sure if it would count as technically it was money I should already have had...

    Not sure... I would probably count it since you are putting it into savings this year. Maybe slowlyfading could clarify?

    I have now got £188.09 so far towards my total this month. Payday will (hopefully, if business internet banking plays the game) be this coming Monday this month so I should have beaten my monthly target for the second month in a row. This is becoming a habit! :D
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
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