The 'Save 12k in 2013' Thread!

nikki2804

£1250 located in forgotten shares. My mum took them out for me years ago at an old job. Not complaining.

Signed off work for another 2 weeks, will need to find something productive to do.

I really want to become an 'extreme couponer'. Imagine the cash you could save if you didn't pay for food shopping!!

ellejaytee

Just had a check on my bank account situation and I think that this month could be a really good one at the moment (although I am sure there is a major bill or something missing, but my flat mate assures me none have come through). I'd aimed to save about £590 this month, but currently have about half again in my bank account left over from payday.

I haven't got into the whole pay myself first thing, I just don't know whether I would be able to manage it that well really. I'm worried that i'll pay over too much of my wages and run out before the end of the month, when I know that I'm still young enough to want to and be able to enjoy myself. I guess that's why my savings target is relatively low, I want to be able to have fun and not limit that by saying i'm going to save the absolute most that I can.

Sorry for the ramble people!

ManPants

nikki2804 wrote: »

Signed off work for another 2 weeks, will need to find something productive to do.

Hello!

I was off work last year for 6 weeks and managed to spend over £4000 during that period!! Free time can be dangerous!!!

Anyway............saved £1500 this month!! On target!!! :rotfl:


Good Luck everyone else!!

Stupotstu

t4mof

Another £150 into DH's ISA today.

Will be back on Monday as my SO goes into my savings account then so I'll have another update and that will be Feb done and dusted.

mrsdriver

I'm a latecomer but would like to join this thread with the aim of saving £5,000 this year towards a house deposit.

So far I have £300. Looking forward to getting some encouragement and advice on here! I've never been very goood at saving in the past so I'm hoping to turn over a new leaf this year.

YoungBusinessman

Health comes first this weekend, "relaxing" day cleaning house, friends round tonight for cheap drinks before heading to the pub.

Was out whole night last night, cost me £12. Great laugh had aswel. Yesterdays earnings at work were great, £406 for my day, if only everyday was like that......one day, hopefully!!

[Deleted User]

Still plugging away with my savings. Have added in various bits including tax refund (happy days), money from amazon sales and majority of my wages.

Current total is £7600 and I am aiming to have £8500 in the savings account before my March payday.

There is still uncertainty about my job for next year so I am just saving all I can at the moment. Will update properly at the end of March to be in line with everyone else.

Duke203

Another £100 into the share options and SIP. A £500 MOT bill plus battering away at the credit card means no 'proper' savings till May(ish). I still reckon I can make the big 10k though

nikki2804

stupotstu wrote: »

Hello!

I was off work last year for 6 weeks and managed to spend over £4000 during that period!! Free time can be dangerous!!!

Anyway............saved £1500 this month!! On target!!! :rotfl:


Good Luck everyone else!!

Stupotstu

I can barely keep my head out of the loo (morning sickness) I believe the only positive of feeling so crap is that I have no motivation to spend money. No motivation to make it either which is annoying.

youngsaver1995

On track to save £250 this month, which will put me back in line with my 2013 target. So happy about my saving at the moment, was only a couple of years ago that I'd be delighted about saving £30 or £40 a month. Making more from my job now than I had ever expected, increased from £160 per month in mid 2012, to about £280 per month now .


Was reading today about 'stoozing' (http://en.wikipedia.org/wiki/Stoozing) using your student overdraft, where you effectively withdraw a £2000 approx 0% overdraft and save it into a high interest savings account. You then pay back the overdraft after three years and pocket £100 of interest. Anybody got experience of this or something similar?

Hope everyone else is getting on well with their saving