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The 'Save 12k in 2013' Thread!

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  • Thanks to some overtime this week, I should get paid £250 this month, which even with £200 going out as an installment for a holiday, means I will be able to add to my savings which I didn't expect :j. From my part time job I have been earning £160-£200 a month, but 20% pay increase and more hours mean I should be making more like 240-260 a month, so pleased :beer:
    Save 12K in 2013, #203.

    Save 12K in 2014 #60
  • Kiwisaver_2
    Kiwisaver_2 Posts: 1,169 Forumite
    Great work everyone! Just updating my siggy and the spreadsheet, all going according to plan so far with Direct Debit set up to take money from my account fortnightly. Will have to pull the belt in for February as I have a tax bill due to be paid and would rather not dip into savings to cover it.
    Mortgage
    Start January 2017: $268,012
    Latest balance $266,734
    Reduction: $1,278.45
  • freyasmum
    freyasmum Posts: 20,597 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I've been sadly missing from this thread. However, I have still been saving away.

    I'm delighted to be able to say that I've got 1137.78 in the pot so far. This means that I've achieved 9.48% of my yearly target.

    Payday is tomorrow as well :j
  • Hi everyone. It's so inspiring reading all your posts and seeing how well everyone is doing.

    I'm just about to update my signature, first £200 for this year has gone into savings. Hooray! :j
  • Well done everyone!

    My payday is tomorrow....its been a looong month....
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    nicedream wrote: »
    I divided my target (£7,300) by 12 and worked out that I need to save £608 a month. I spent the first week depressed I had set myself such a high target (:(), the second and third week achieving the target and then some (:D) and then the fourth week being all lazy and not doing anything (:rotfl:).

    I have saved £721 this month...

    So you beat yourself up the first week and beat your target the next two weeks. The fourth week was your week of rest! :D
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • Saver88
    Saver88 Posts: 298 Forumite
    Stoptober Survivor
    Carolinerunner Sounds like your car was worse off then mine. Luckily mine is just a broken spring £50 part £50 labour so not as bad as I thought. Hope you boot stays water free from now on ;-))
    "sealed pot challenge" member 082 6-£450 7 £860 banked :staradmin :staradmin

    Credit card cleared 24/08/13 :j

    June competition wins - family ticket to paradise widlife park, children's book bundle :j
  • Billie-jo
    Billie-jo Posts: 1,221 Forumite
    No more savings to report for this month so am going to end January on £592.76 (very pleased with myself but dont expect Feb to be as much) and look at the 'Easy update form' and do that next. Just in case it doesnt go where ever in cyberspace its supposed to go I am number 165
    Well done everyone on savings accumulated so far however large or small and good luck for February.
    MARCH £62.38/250
  • AliceBanned
    AliceBanned Posts: 3,148 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I've added £2500 today!! I hope this isn't cheating and still counts as "saving" - it is a payment I was expecting in compensation for an accident, from which I fully recovered thankfully.. it is going into my savings pot for my deposit.:)
  • waiax73
    waiax73 Posts: 106 Forumite
    got to speed up! Glad tha the Jan sales are over! haha
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