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The 'Save 12k in 2013' Thread!

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Comments

  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    So sorry to hear about your Dad Cydney. Hugs being sent your way.
  • ajdj
    ajdj Posts: 567 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Positive thoughts Cydney :)

    I only declared £250 into my regular saver for May. Had a little holiday in Cornwall and bought a car :0

    Have just paid in £250 into regular saver for June though and savings up to £3,550.

    I sent off a letter to claim a tax refund last week and have had £100 confirmed in Quidco for the next payment run. If they come through and I can save some more this month then I hope to finish on target at the half way point. My target is £10k for the year, so need £5k by end June!
  • youngsaver1995
    youngsaver1995 Posts: 89 Forumite
    edited 3 June 2013 at 6:34PM
    SusanneCape wrote: »
    Hi,

    So you are moving to my neck of the woods? I live at South Quay, Canary Wharf. Let me know when you get here and I shall take you out for a welcome drink. You are doing incredibly well and will continue to do so, I am sure.

    All the best,
    Hello Susanne, I shall be moving to your neck of the woods indeed. Thanks for the offer, I shall bare that in mind :). How do you find living in Canary Wharf?

    Also, dont suppose you know anyone looking to rent a room/small flat?
    Save 12K in 2013, #203.

    Save 12K in 2014 #60
  • tara747
    tara747 Posts: 10,238 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Hugs Cydney, I'm sorry to hear about your dad and sending best wishes xx
    Get to 119lbs! 1/2/09: 135.6lbs 1/5/11: 145.8lbs 30/3/13 150lbs 22/2/14 137lbs 2/6/14 128lbs 29/8/14 124lbs 2/6/17 126lbs
    Save £180,000 by 31 Dec 2020! 2011: £54,342 * 2012: £62,200 * 2013: £74,127 * 2014: £84,839 * 2015: £95,207 * 2016: £109,122 * 2017: £121,733 * 2018: £136,565 * 2019: £161,957 * 2020: £197,685
    eBay sales - £4,559.89 Cashback - £2,309.73
  • tara747
    tara747 Posts: 10,238 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    So... an update from me. My new total is £68,258, so I saved £698 in May.

    But I'm not sure how this is possible. I did a quick tot up of my spending and it came to £586. Now, I earn £2,190 (after tax) per month, so I should have £1,604 saved. So !!!!!!???? And this is not the first month I've thought this. Where is my money going??? :eek:

    I'm no auditor, but by golly I'm going to go through my accounts and see what on earth has happened.

    I have a lot of accounts and move money about to maximise interest... if I can't keep up I'm seriously considering having EVERYTHING in one account so that I'm not doing lots of transfers.
    Get to 119lbs! 1/2/09: 135.6lbs 1/5/11: 145.8lbs 30/3/13 150lbs 22/2/14 137lbs 2/6/14 128lbs 29/8/14 124lbs 2/6/17 126lbs
    Save £180,000 by 31 Dec 2020! 2011: £54,342 * 2012: £62,200 * 2013: £74,127 * 2014: £84,839 * 2015: £95,207 * 2016: £109,122 * 2017: £121,733 * 2018: £136,565 * 2019: £161,957 * 2020: £197,685
    eBay sales - £4,559.89 Cashback - £2,309.73
  • YoungBusinessman
    YoungBusinessman Posts: 1,239 Forumite
    Tara iv done this once or twice(with smaller amounts mind you) and it is definitly true the more accounts you have the bigger a headache it is!! Soon though i hope i have your dilemmas of finding that missplaced money/money spent but forgotten about as that outgoings seem really low rather than a problem of trying to save anything at all. My £4,500 seems like peanuts to your total, i am catching up though and will be there in 2 years :)
    :eek:Living frugally at 24 :beer:
    Increase net worth £30k in 2016 : http://forums.moneysavingexpert.com/showthread.php?p=69797771#post69797771
  • Tales17
    Tales17 Posts: 257 Forumite
    Checking in for the month, just over £300 this month which is pretty good as it has been an expensive month!! :)
    Grocery Challenge 2019 YTD-£820.46/£7200(11%)
    Grocery Challenge Feb - £93.10/£600(16%)
    £12k in 2019 #: Monthly Saving Accounts £500, Cashback & Competition Sites £2.59, Shopping Saving £152.09,Selling £121.26, Interest & Dividends £43.93, Surveys £0, 365 Day Penny Challenge # £103.44
    Total Saved - £923.31/£12000(8%)
  • SusanneCape
    SusanneCape Posts: 389 Forumite
    edited 4 June 2013 at 8:57AM
    youngsaver1995 wrote: »
    Hello Susanne, I shall be moving to your neck of the woods indeed. Thanks for the offer, I shall bare that in mind :). How do you find living in Canary Wharf?

    Also, dont suppose you know anyone looking to rent a room/small flat?

    Hi,

    I love the area - fantastic mix of people, close to the river and loads of channels which cross the Island. It is a very attractive part of London. Oh, and we even have a farm complete with farm animals and several beautiful parks.

    Canary Wharf is a fairly expensive area to live in. It is in Zone 2, but I am sure you will be able to find a room to rent. I will keep my eyes and ears open for you. Let me know when you are coming and how much you can afford to pay. I will ask my daughter who will point me in the right direction.

    All the best,
    Save £12k 2013 '13 #66 £12,106.76/£12,000 // '14 #44 £10,081.90/£10,000 // '15 #67 £11,976/£12,000 // '16 #67 £7,322/£12,000
    MFiT: £187,200 - MFD: 02/31 - Target = £35,000
    T3 #71 - '12 £125,899
    T4 #71 - '15 £80,264; '16 £66,946 '17 £44,997
  • YoungBusinessman
    YoungBusinessman Posts: 1,239 Forumite
    Lovely day up here in north east for working outside. Making £200+ per day, if I stick to my realistic budget iv made for the remaining 7 months this year I should hopefully smash this challenge!!
    :eek:Living frugally at 24 :beer:
    Increase net worth £30k in 2016 : http://forums.moneysavingexpert.com/showthread.php?p=69797771#post69797771
  • JustinCredibleGillespie
    JustinCredibleGillespie Posts: 1,024 Forumite
    Well done on all the updates. Big hugs to Cydney.

    I havent been reporting as its been so hard to save lately with a baby on the way. They are quite expensive even before birth lol.

    Happy Saving Anyway folks. I always like to log on and see all the updates regardless.

    JCG

    xx
    :smileyheaMarried on 20/07/2012! :smileyhea
    :DBought my new car 11/08/12:D
    :cool: Save £12k In 2013 Num 009! £5502/£5000 :cool:
    Save £12k in 2014 Num 22! £2131/£3000
    Emergency Fund £0
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