The 'Save 12k in 2013' Thread!

londoner01

Reminder to self: this month, I will cancel my gym membership direct debit.

foxy78

Managed £500 this month, getting a pay rise end of this month, so that excess will go straight into the pot.Thanks to this forum am really getting my act together much better this year

YoungBusinessman

Signing in for the staying in Friday night posters!!! Payday today brings £1,452.10 for the fortnight, with a small £££ payment due in next week!!

Total amount of money i have right this moment is £6,144.79.

Already paid Junes joint account bills!
Expenses to follow.
Buisness expense - £600
Phone bill - £35
Last months credit card - £400
Fuel - £100 (as already filled up £100)
Total off = £1,135

= £5,009.79 plus another fortnights pay two weeks today at £1,400 + again....will be ending June at £6,400 plus any more additional income i make. Brilliant month by the looks of it, finally getting going!! :j:j

rjrs0510

Well, I just 'paid' my savings 2,255 for this month. I'm pretty happy!! Hopefully toward the end of the month I should have some extra money coming in, so maybe another 500. I have a decision to make though...I deciding whether or not to get rid of my car... my payment is around 400 a month and of course there is insurance and petrol etc. I live in an area with great public transportation, I can walk to work and really I only use it when I am lazy... a complete waste of money...but I am a boy with a toy (no innuendo intended!!). I should just get rid of it, right? I am over halfway to my total that would enable me to buy a house in cash... its my goal before I hit 40 (2 years later). Losing the car would bring that really big dream closer.

Anyway, I am pretty pleased with my total this month, but now pretty broke

nat21luv

Do it rjrs, think of the car you could buy once you own your home outright...Aston Martin?! Bently?! Bugatti?!! Nissan micra?!

Now the weathers lovely you won't miss it.

rjrs0510

Lol Citroen 2cv would be cute!!

YoungBusinessman

I would say its a no brainer, get shot of it!! Iv sold my bike *only passed test when turned 21 last summer and sold it earlier this year * as i knew it would mean no days off work to go for a blast about, which costs money. Plus its money sitting in the garage every winter. Can always buy another in the years to come but for now iv got money to save and buisness expenses. Few things i need to buy to keep the income coming so savings building. Will end up at about £15,000 for 2013 at the rate im going....as July, August and September are my main earning months!!

Desperate_Housewife_2-2

just updated my sig and managed £984 this month!

Not sure how as I never seem to have any spare cash but have done extra shifts and agency shifts to keep us ticking along and have been buying xmas and birthday pressies when I see them on offer so sorted for xmas. Also continue with savings running alongside with yearly savings, xmas, holidays etc which I don't include in the total.

Hope everyone is doing ok, keep going even if you have a bad month draw a line under it and start again. I plan to save which helps as it is budgeted in rather than wait to see if there is any spare at the end of the month. Good luck all

YoungBusinessman

Desperate Housewife you are doing fantastic at over £7,400!! Il be at £6,300ish by the end of June, looking to try and get next month to be a bumper month and save £3,000+. Once im past the £10k stage il be delighted. Im 21 so actually feel proud how much iv saved especially with buying a place 6 months ago!

amr547

Am I too late to join the challenge? Looking to save £3,500 by the end of the year with the view to go for £12k next year!