lurvlylurker does a diary

lurvlyloz

i know its crazy.

i am lso at the moment battling with my self not to spend my "spare" money.

before my LBM i used to be in my over draft and think "well normally im in my OF this much by now so i can afford to send a bit and know i can surivive"...yes surivie by always being in my OD and putting a bit on my cc. what a stupid way of thinking....

so when i looked ta my bank...first thought was "look at that money i can spend" then better second thought was... look at that money i have left for my CC. kerching!

StressedSteph

lurvlyloz wrote: »

i know its crazy.

i am lso at the moment battling with my self not to spend my "spare" money.

before my LBM i used to be in my over draft and think "well normally im in my OF this much by now so i can afford to send a bit and know i can surivive"...yes surivie by always being in my OD and putting a bit on my cc. what a stupid way of thinking....

so when i looked ta my bank...first thought was "look at that money i can spend" then better second thought was... look at that money i have left for my CC. kerching!

Well done Its good to see that Leopards can change their spots - Off to try scrubbing mine offf now

lurvlyloz

couple more quid off the credit cards. not bad at the daily payment malarky

haha steph you are doing great too x

lurvlyloz

Spoke to Orange & saved £5 per month on my bill so now £30. i know its sitll relativly high, but i never use my home phone..only have it for the internet & i use my mobile all the time. and a fiver off helps

lurvlyloz

so yeaterday was NSD 11 good going.

today is not a no spend day as we needed brown sauce & bread for breakfast which i forgot on th food shop so that has come out of my bank. not too bad though considering. i am contemplating a cheeky takeaway tonight to celebrate being married 6 months. but really dont want to spend my money. i cant win can i haha.

no done much today and quiet one tomorow as well .

hope you are all ok x

lurvlyloz

well go me & my amazing will power.....we made dinner out of the freezer. popped & got some cheese but other than that...no spends. not a £20 take away. pat on the back please! x

lurvlyloz

today is NSD number 12.

had a friend round and then had to go to my mum and dads this afternoon coz my aunty has suddenly died so had to be with my dad.

prior to this, hubs & i had been and bought tiles for the kitchen from christmas money from my gran. i dont see thi as a spend as its not out of my bank and we've spent it on something we wanted and is worthy rather than just silly stuff. i know i shoudl of put my half of the money on my debt...but hey its spent now and i'll have a nice kitchen soon

hope you're all ok. Monday again tomorrow. but as i bought my bits for my lunches this week yesterday i'm looking for another NSD tomorrow

lurvlyloz

checked banks and in credit with Sky so no payment this mum (due to their mess ups last montha nd then i have changed to EE on my internet & phone so got a refun from paying up front) so paid £45 on to my virgibn card & another little payment on my barclay card.

cant belive when i get paid and pay bills on thursday i'll be in the £7k. i know thats still huge but at i started at £8745.01 i feels like a mile stone.

Evcakes

Well done that's great progress, sorry about the sad news though hope the family draws strength from each other.

Ev x

lurvlyloz

Thanks Evcakes x