Claimed & Won.... now need to claim again..

Degs45

Similar thing happened to us , no point in getting on the phone either as I was met with "havent you already claimed charges back ? "
so will be getting the template out again quite soon ...

jimmy_teabags

Can i still try and claim for my charges on a bank account even thou ive done it in the past?

also is it worth doing now or have banks stopped this?

jimmy_teabags

anyone?

cheers

Orford

jimmy_teabags wrote: »

Can i still try and claim for my charges on a bank account even thou ive done it in the past?

Yes although be aware they may cl;ose your a/c secondtime around , so a parchute a/c may be worth thinking about

jimmy_teabags wrote: »

also is it worth doing now or have banks stopped this?

At the moment all claims are stayed pending the OFT test case judgement, so assuming that, since you've already claimed, you haven't got charges that need to be protected from being barred by the Limitation Act, send the claim letters to the bank but don't file a claim at court until after the judgement

Optikal

Hi guys!

last January i successfully reclaimed £912 from Natwest for Bank Charges incurred from back to 2004.

But poring through my finances this morning has alerted me to 6 more charges totalling £228 from between January 07 and the beginning of this month (March 08).

I was wondering if it is possible to claim these back after a successful reclaim 15 months ago? And if so, do i go about it the same way as before, or is there a new process?

Smasher

Well, if a theif robbed you last year & you prosecuted him, would you be asking if you could prosecute him again if he came & robbed you again?

Optikal

Haha! That's a fair way of looking at it i suppose. I was hoping that there'd be others who've experienced the same sort of thing and acted upon it.

Smasher

There are plenty who have been in your shoes, myself included. You can reclaim again.

Optikal

My mum has just been on the phone and i was telling her about it and she said that all charge reclaims were on hold due a pending court case!? Is this true?

Edinburghlass_2

Please read Martin's article here..

http://www.moneysavingexpert.com/reclaim/oft-bank-charges