Claimed & Won.... now need to claim again..

mystic_trev

ellersb wrote: »

Hi,
this totals £100 now and it doesn't help when you're trying to get your finances back on track!

You obviously can't look after your Finances that's why you keep going Overdrawn!

sexki11en

I claimed 2 years ago for bank charges from Barclays before this all became (very) common knowledge. I wasn't aware I could go back 6 years and so accepted an amount for 1 year only (around £300)

Does anyone know if I can now claim back the full 6 years? I have barely gone o/d since then but before then I was constantly incurring at least £105 a month charges! We are so strapped right now and our car has been written off - the extra money would really come in handy.

Any advice will be gratefully received right now.

lindilou39

sexki11en wrote: »

I claimed 2 years ago for bank charges from Barclays before this all became (very) common knowledge. I wasn't aware I could go back 6 years and so accepted an amount for 1 year only (around £300)

Does anyone know if I can now claim back the full 6 years? I have barely gone o/d since then but before then I was constantly incurring at least £105 a month charges! We are so strapped right now and our car has been written off - the extra money would really come in handy.

Any advice will be gratefully received right now.

Did you sign to agree as full and final settlement??

sexki11en

lindilou39 wrote: »

Did you sign to agree as full and final settlement??

I think I did. I thought that might cause a problem.....

lindilou39

Did you then by any chance keep copies of the offer with letters??

sexki11en

lindilou39 wrote: »

Did you then by any chance keep copies of the offer with letters??

I didn't as I moved shortly after and thought it was all done and dusted.

Do you think it would be worth me claiming anyway and seeing if I get anywhere?

lindilou39

sexki11en wrote: »

I didn't as I moved shortly after and thought it was all done and dusted.

Do you think it would be worth me claiming anyway and seeing if I get anywhere?

No harm in trying ....at the end of the day...the bank will inform you if you did sign and agree to full and final...if they do....ask for a copy of your original letter that states you signed to the terms...also, if you are successfull you CANNOT claim back further than 6 years and remember to omit the year they paid you or the amount in respect of.

sexki11en

lindilou39 wrote: »

No harm in trying ....at the end of the day...the bank will inform you if you did sign and agree to full and final...if they do....ask for a copy of your original letter that states you signed to the terms...also, if you are successfull you CANNOT claim back further than 6 years and remember to omit the year they paid you or the amount in respect of.

Thanks for that. I'm hoping they don't have a copy because shortly after, they closed my account. They only re opened it after weeks of me going into the branch and arguing till I was blue in the face!

I'll send my letter off tomorrow along with my OH's to Lloyds TSB and see where we get.

lindilou39

I,ll bet your bottom dollar they have kept it on file, for your sake I hope they havent....Good luck hun x

skint_lady_2

Hi everyone,

A few weeks ago I was successful in reclaiming back by bank charges (just before the put a hold on everything).

At the time of offer I had to sign a form to say that I was accepthing this offer as full and final settlement. However since this happend I have been charged again, at the same rates (£100!!).

What I would like to know is that would I be able to reclaim these new charges, once the current situation with the FSA and courts gets resolved?? Or by me signing this form has basically said that I can not claim further reimbursement of charges.

Has anyone been in this situation???

Many thanks.