Finance Companies

hollie.weimeraner

To be fair, having read the small print, it does state that any changes to reg number incur a charge of £30 but this does seem a bit steep. Anyway we sent a letter to TSB stating that the car had been registered by the garage before we had chance to put the personal plate on it and they have waived the charge. :j

LilDevil

Bumping up in the hope that someone can advise!

PaulW922

Hi Lildevil.

I would simply ask for disclosure of all debit and credit transactions of any type.

The problem you will have is that Direct Auto Finance, aka Yes Car Credit is no longer trading. Most of the accounts have been bought by other companies.

I think the right course to take will depend on whether or not your partner is still paying for his car. If he is - easy - just say that the charges are unlawful and ask for them to be deducted from the balance owed. If not, you will need to pursue Direct Auto Finance Ltd. In that case you should check Companies House to see if the company is still around.

The CH web site as at https://www.companieshouse.gov.uk but is closed today.

There are support sites for victims of Yes Car credit - for example saynotoyes.co.uk and they may be of some assistance.

mysky

I have been hammered with charges for late payment on my car loan from GMAC , does anyone know if I can reclaim them and how I would go about wording the letter please ? any advice would be great...it must be about £1200 in charges now.

blackpoolali

It would appear that loan companies are just as bad as banks! An alleged £400 loan is now almost £3000 AND a charge on my property!
I'm getting nowhere with the finance company or their sloicitors, it's a brick wall.
Is there anywhere I can go for advice?

grimreaper

blackpoolali wrote: »

It would appear that loan companies are just as bad as banks! An alleged £400 loan is now almost £3000 AND a charge on my property!
I'm getting nowhere with the finance company or their sloicitors, it's a brick wall.
Is there anywhere I can go for advice?

citizens advice bureau if not go on the big one and shout insults loudly hehe

Foot101

Not found any conclusive answer when trawling the threads.

Have a Black Horse Loan which has loads of charges on (£25 per letter in many cases)

Anyone have any experience of this ?

blackpoolali

or jump off the big one?

cjandrosy

hi. can i reclaim charges from blackhorse finace company. i,ve got 250 in charges.

barber_2

hi, does anyone know whether they can claim back unfair charges on car finance accounts, capital bank? for late payments. they charge £30 every 14 days!!!
thanks in avance
stephen.