Finance Companies

Sooler

No idea, £20 is excessive for a letter .. but then it is a loan so you would have agreed to pay on time.


Any way you can pay double one month so your paying on time?

Then you'll be instantly £240 a year better off.

hammerette_2

Sooler wrote: »

No idea, £20 is excessive for a letter .. but then it is a loan so you would have agreed to pay on time.


Any way you can pay double one month so your paying on time?

Then you'll be instantly £240 a year better off.

If i could afford to pay more than a months agreed payment I would. When I took out the loan I advised I was paid monthly they said monthly payments were fine. Once I have paid my months payment, after one week I am again in arrears until at somepoint I am able to pay 2 monts at once. Maybe once I get some of my charges back I will be able to do that. Has anyone claimed from logbook loans

missc_3

Busy re-claims charges from LLyods TSB for my bank account.

however remembered i had a loan with Blackhorse 3 years ago and remembered being charged a fortune in charges - managed to find 1 letter which has my account number on (and a charge for £175.00!!) so god only knows what other charges were on - CAN I CLAIM WITH BLACK HORSE IN SAME WAY AS THE BANKS? if so does anybody know the address for claims? or do i just send it to the local company i had loan with.

ALSO had a capital one credit card which i paid off 2 years ago - again loads of charges on this - can i claim?

and same again had barclaycard which i paid off 5 years ago but sure i had loads of charges in the year prior to paying it off.

Do i go after all these companys?!??!

missc_3

so i can start process to reclaim charges on an old loan i had with them

paragp

Black Horse Limited
St William House
Tresillian Terrace
Cardiff
CF10 5BH

HTH..

missc_3

thanks for that :T

joeblack066

Hi can anyone tell me if the charges applied to a Motor HP are also unlawful?

hanbanan2005

Hi All,
I'm absolutely thrilled to see on the previeous threads that I can try and reclaim charges back from Finance companies.:j
A £2000 loan taken out 5 years which should have been paid of over 2, still has £600 to go down to charges, so will be glad to reclaim some of it!

Does anyone know the correct address to send the letters to for Welcome Finance, have found them for all the major lenders on the site?

Thanks

cjandrosy

hi. just wondered if you could claim back unpaid charge fees? i've got £255.00 charges owing to black horse finance on my car.

magoogy

looking on my simply be account - here is the last 6months;-

27/02/2007 Payment N/A N/A N/A N/A CARD PAYMENT £15.00
24/02/2007 Service Charge N/A N/A N/A N/A FOLLOW 5 2.000% AMOUNT DUE 53.36 £8.89
27/01/2007 Service Charge N/A N/A N/A N/A STMNT NO. 88 AMOUNT DUE 26.68 £8.72
30/12/2006 Service Charge N/A N/A N/A N/A STMNT NO. 87 AMOUNT DUE 0.00 £9.07
18/12/2006 Payment N/A N/A N/A N/A CARD PAYMENT £26.68
02/12/2006 Service Charge N/A N/A N/A N/A STMNT NO. 86 AMOUNT DUE 26.68 £8.89
04/11/2006 Service Charge N/A N/A N/A N/A STMNT NO. 85 AMOUNT DUE 0.00 £9.25
28/10/2006 Payment N/A N/A N/A N/A CARD PAYMENT £27.00
07/10/2006 Service Charge N/A N/A N/A N/A STMNT NO. 84 AMOUNT DUE 26.68 £9.59


is this something that i can get back? or is this ok? not sure