HBOS aka Halifax Bank of Scotland

natweststaffmember

send it back to them and state that 40 days commenced from the date the letter was sent and they have x number of days to comply.

annamc75

they are now one in the same so I was wondering why some people seem to be getting their charges back from Halifax but I have been told by the Bank of scotland that all claims are on hold.

Anyone have any experience of this?

111222

This has been asked before but no replies were given.

I am unemployed just now and saw that there might be possiblity of claiming your bank charges back asap if you are in fainancial hardship. So i phoned the HBOS online banking and they said they dont have this policy that you have to wait till the test case is over. I am not suprised they said this, usual line, but can i take this any further, i have council tax to pay.....?

I would be looking at over £1000 in charges........

lovethis_site

111222 wrote: »

This has been asked before but no replies were given.

I am unemployed just now and saw that there might be possiblity of claiming your bank charges back asap if you are in fainancial hardship. So i phoned the HBOS online banking and they said they dont have this policy that you have to wait till the test case is over. I am not suprised they said this, usual line, but can i take this any further, i have council tax to pay.....?

I would be looking at over £1000 in charges........

certainly no harm in trying , you need to write to them though, should be a template letter you can use off this site. not so sure about the asap payout , i put my hardship claim in, in march and am still waiting ..........:rolleyes:

111222

lovethis_site wrote: »

certainly no harm in trying , you need to write to them though, should be a template letter you can use off this site. not so sure about the asap payout , i put my hardship claim in, in march and am still waiting ..........:rolleyes:

Who did you put the claim to, the bank or the FSA/Ombudsman etc...

And are you with the HBOS?

lovethis_site

111222 wrote: »

Who did you put the claim to, the bank or the FSA/Ombudsman etc...

And are you with the HBOS?

sent my hardship letter to the bank in march(i'm with the halifax, got bank charges totalling just short of £6000) got a standard reply back in may!! saying they not dealing with any claims due to waiver blah blahblah, but if i filled out the enclosed financial statement and sent proof of my financial difficulties they would then review my case, have done that on 18th june and am still waiting for the outcome of their review, if its another knock back my next move is to go to the fos. prob be doing this next monday if i not heard back from halifax.

ANY_CHANCE

I would be really interested to find out more about this. I have sent off my complaint re bank account charges with HBOS and asked that they consider my case due to financial hardship.

I have not heard anything yet

angelofdebt

I have put a claim in already. My partner is on maternity leave and we are having to use credit cards to ensure there is enough cash in the bank to pay all the bills. we were going to get a joint account but the advisor reccomended that we don't merge accounts because our credit rating would drop. We have seperate accounts but all the main banking is done through her account whereas mine is only used to pay off my loan. Would the banks consider this even though the account we are having hardship with is not the one I am claiming for?

deafpaul

I have been waiting a year for getting my money back from the halifax they have send me a letter to say they have put all claims on hold due to the courts results.

abz_179

i have gone over my overdraft by £2.41 and im getting charged £35 and £28 im currently on income support, i have rang my bank & they said there is nothing they can do as i have already had a charge reversed a couple of months, is there anything i can do or do i have to pay it??
i only get £150 a week and they wont even let me pay it by installments oh my god :eek: :eek:

please help me

thanks