Nationwide mortgage

wannapayoff

After the first 2 texts on application on friday DH checked joint bank account today and nationwide have taken their full £354 inclusive of the £99 booking fee. No texts received today, not entirely sure to expect one saying payment collected or not..

caeler

wannapayoff wrote: »

After the first 2 texts on application on friday DH checked joint bank account today and nationwide have taken their full £354 inclusive of the £99 booking fee. No texts received today, not entirely sure to expect one saying payment collected or not..

They don't send a text to confirm you've paid them. Typically that happens before they start work and then the text's start.

Rm-ca

wannapayoff wrote: »

I've been told to wait for the exchange before packing.. Can't do anything atm as 11 days post surgery for c-section.. We sold our house had a baby and bought another all in the same week lol

Good luck.. Ill race ya! ;-)

hun, you must certainly like stress!!!! :eek::eek::eek:

wannapayoff

Mad week it was!!

We've been on the market since 1st feb, pre-pregnancy! Sod's law really!

So far we're not stressed.. Baby is easy this time eats sleeps and poos very rarely cries.. And the house selling and buying we're just going with the flow

caeler

Not so much a gripe with Nationwide as getting the mortgage was the easy bit this time around but I managed to speak to my conveyancer yesterday and she told me there were some questions the vendor has asked so I need to respond. 24 hours later and she still hasn't emailed them through!! I need my crystal ball obviously!

wannapayoff

As previously stated we received the following on friday 16th november:

We are pleased to advise you that the product(s) have been reserved for your mortgage application. We will be in touch again shortly.

Followed by-

We are pleased to advise that your mortgage application has been received. We will be in touch again as your application progresses.

About 30 minutes ago we received:

The Nationwide valuation has been re-scheduled to be carried out on . You do not need to be present if your valuation is an External Inspection only.

This is the third text message we've received since our MA put our application through on Friday.

With the message saying re-scheduled its almost as though its been cancelled and rebooked or something.. Also confused about the 'needing to be present part'. It also seems like their should be a date inserted on there too?

I am quite please something seems to be happening though..

nick2011

Its a standard and it happened to me as well (word re-schedule) . my valuation was done yesterday and it was satisfactory. I wasn't present for valuation.
application submit 15th , valuation done 19th. lets see

wannapayoff

nick2011 wrote: »

Its a standard and it happened to me as well (word re-schedule) . my valuation was done yesterday and it was satisfactory. I wasn't present for valuation.
application submit 15th , valuation done 19th. lets see

Nice and quick so far! It'll be great to hear when you get your next text FC for you

kingstreet

wannapayoff wrote: »

As previously stated we received the following on friday 16th november:

We are pleased to advise you that the product(s) have been reserved for your mortgage application. We will be in touch again shortly.

Followed by-

We are pleased to advise that your mortgage application has been received. We will be in touch again as your application progresses.

About 30 minutes ago we received:

The Nationwide valuation has been re-scheduled to be carried out on . You do not need to be present if your valuation is an External Inspection only.

This is the third text message we've received since our MA put our application through on Friday.

With the message saying re-scheduled its almost as though its been cancelled and rebooked or something.. Also confused about the 'needing to be present part'. It also seems like their should be a date inserted on there too?

I am quite please something seems to be happening though..

That would be the wording for a remortgage, where you are already the property owner and would therefore be giving access to the surveyor.

On a purchase, the surveyor will contact the selling agent for access, so it's a little redundant.

totallybonkers

Application for FTB purchase submitted online by our broker on Monday 12th November - confirmed by text.
Satisfactory valuation report on Thursday 15th November - confirmed by text.
Formal mortgage offer received on Tuesday 20th November - confirmed by text!
Can't complain at that!