Nationwide mortgage

getzls

For me, two years ago it was about two weeks.

TheMetalMan0

We applied in September and had the following time scales,
25th September Application Submitted
4th October Valuation & Survey
5th October Mortgage Offer Sent

Been happy with it so far, the text and email updates are handy too.

Llerryt

Woo hoo!

Got our offer today, so in all, just under two Weeks from application,via broker, to offer being sent.

lemontart

I have been waiting nearly 3 months now every time I chase they tell me something different getting worried as have to have remort in place by 23rd November.

mrs_motivated

20 working days, from documents sent to offer text. In fact the paper offer arrived to me and my solicitor today.

The did want 3 payslips, 6 months bank statements and p60 though, so more info than some of the people on here. I assumed its because I am currently renting and purchasing alone.

kingo30

My Mortgage advisor says he submitted a full paper application 2 weeks ago and we have heard nothing since, I have no credit checks carried out on my experian report or any monies taken for fees from my account, surely i should have heard something by now, my broker I am starting to think did not even send it until last week as I had to chase him for the KFI which was only done on the 23rd a full week after I spoke to him and the application completed. Any of you knowledgeable people think I should have heard by now if he did send it to weeks ago like he said ??

QBSBuck

Paper applications do seem to take longer. Mine was submitted on the 20th August and product and valuation fee wasn't taken until the 5th September. Each time my broker chased it up, a little hurdle seemed to be overcome.

lou34_2

QBSBuck wrote: »

Paper applications do seem to take longer. Mine was submitted on the 20th August and product and valuation fee wasn't taken until the 5th September. Each time my broker chased it up, a little hurdle seemed to be overcome.

Our adviser had to send paper copy,something about can't do online because were an existing customer.So it was only sent yesterday.Sounds like it may be sometime before its processed.

guesswho2000

I did an application in branch, back in February, they didn't want any documentation and verified everything electronically (not using their own systems, I wasn't a Nationwide customer at the time), but it was about six weeks from then before an offer was received. Fees were all paid there and then by credit card.

bobsyourteapots

lou34 wrote: »

I believe back in the summer they had a backlog, Thanks

backlog is nothing compared to what it was!
it is now roughly taking 20 days from app to offer