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Which Address

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Comments

  • Hi Elsie2
    Me again.....I sent my original letter to the address on my statements but they forwarded it to the accounts dept. who replied with some of the statements . Ask them for the address of their accounts dept. because you have a query and send to both copying in the other.
    I would do it Recorded Delivery as it only costs 0.95p more but you cantrack and trace it through the Royal Mail.....tell them you're doing it for that reason so they could never deny they had received your correspondence and you would have a time and date when it was delivered to them.
  • Russjo
    Russjo Posts: 66 Forumite
    HFC only took about three weeks to send me my information. The address I used is PO Box 3607, Birmingham, B3 2QZ. However, I would strongly recommend you check everything when you do get it. I checked mine yesterday only to find that when I made a payment, they did not deduct the full amount from the balance. For example if I paid £32 they only deducted £31.87 from the balance. Unsure what to do about this so have posted a new thread for advice.
    :dance: Proud to be dealing with my debts
  • ...where do I send the letter to - what RBS address?

    I had started the first step and have filled out the letter asking them to send my statements - which address do I send this letter to and who should it be addressed to?

    Apologies if this has been posted already, but I am new and havne't had a chance to trawl through all the posts :rotfl:

    Many thanks
  • Elsie2_2
    Elsie2_2 Posts: 209 Forumite
    lAZAROU wrote: »
    Hi Elsie2
    Me again.....I sent my original letter to the address on my statements but they forwarded it to the accounts dept. who replied with some of the statements . Ask them for the address of their accounts dept. because you have a query and send to both copying in the other.
    I would do it Recorded Delivery as it only costs 0.95p more but you cantrack and trace it through the Royal Mail.....tell them you're doing it for that reason so they could never deny they had received your correspondence and you would have a time and date when it was delivered to them.

    Definately, i send all mine Special Delivery. Costs £4.30 a go, but it gets there next day before 1pm and i can print out the signature and put it in my file. :o Yes i have a file, i'm very anal!!!
    Bank charge Victories 07:MBNA:£205.77.Natwest Credit Card:£250.A&L Bank:£549.68.First Direct:£1183.50.Natwest:£112.33+£200 compo.Marbles CC:£298.Providian CC:£181.Capitol One CC:£388.46.PPI requests:A&L credit card/First Direct loan: At Court stage.Marbles CC:£213.02 refunded.GE Money:£562.34 refunded.First Direct credit card:£747.83 refunded.
  • hi this is my first post so here goes i am claiming back bank charges and i am at the point were i am about to issue court summons ,do i issue it to the branch or to the banks head office
    regards neil
  • booliejob
    booliejob Posts: 5 Forumite
    In completing the MCOL site, I wasn't sure which address of my bank to use as they have so many different ones, so I used by local branch. Will this cause a problem?

    Someone on the CAG site seems to think it will.

    If so, should the Moneysavingexpert site make it clear to new users who are completing the form that the registered office is the one to use?

    Also, the CAG site says you need to attach a schedule of the charges and interest, which you can't do online. What is the MSE site's view please?:
  • nickmack
    nickmack Posts: 4,435 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    booliejob wrote: »
    In completing the MCOL site, I wasn't sure which address of my bank to use as they have so many different ones, so I used by local branch. Will this cause a problem?

    No, it shouldn't do. People have successfully claimed using their branch as the address to serve the claim.
    Also, the CAG site says you need to attach a schedule of the charges and interest, which you can't do online. What is the MSE site's view please?:

    You should have send a list of charges to the bank with correspondence prior to the claim. Send another copy to the bank and court.
  • Hi all,
    I am just about to sort out the first letter to LTSB to calculate how much to claim. I have gone back over my online statements (back to Jul 2003) and so far the total charges are £862 with £145 in interest.
    My question is, who do I address the letter to, the branch where I opened the account or the Data Protection Dept in London?
    Many Thanks
    Wayne
  • davefcuk
    davefcuk Posts: 58 Forumite
    My question is, who do I address the letter to, the branch where I opened the account or the Data Protection Dept in London?
    Many Thanks
    Wayne

    Hi Wayne.

    Personally I'd send it to the local branch. They will forward it on anyway but should also update you file with the fact they recieved the letter.
  • booliejob
    booliejob Posts: 5 Forumite
    I sent off my Online claim stating my local branch of Lloyds TSB as the defendant. They have not responded and 14 days is up. Have I made a boo boo by suing the local branch and should I do anything further or just apply for judgement by default? Please advise someone!
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