Barclaycard

Orford

SilverLining wrote: »

am worried that if I claim from Barclaycard, can Barclays close my bank account????

Very, very unlikely as it is specifically mentioned in the FSA waiver

oscar52

SilverLining wrote: »

Sorry if this has already been asked but I couldnt find the answer....

I am claiming for my Barclaycard Credit Card charges but have a Barclays bank account.
This is the only bank account I have now and would like to keep it but am worried that if I claim from Barclaycard, can Barclays close my bank account????

I claimed my charges back from barclaycard (and have a barclays bank account) with no problems

marc1610

im in the process of claiming from barclay credit card can yountell me are they stubbon or will they refund all charges

Sulley

I'm just about to claim my charges from Barclaycard, but they are currently dealing with my account through a debt recovery company, I have also started a Debt Management Scheme.

Does anyone know if Barclaycard will still deal with my claim or tell me to take a hike?

Cheers

mariecald

Sulley wrote: »

I'm just about to claim my charges from Barclaycard, but they are currently dealing with my account through a debt recovery company, I have also started a Debt Management Scheme.

Does anyone know if Barclaycard will still deal with my claim or tell me to take a hike?

Cheers

i need to know this aswell as my debt is now in the hands of the CCCS..

natweststaffmember

mariecald wrote: »

i need to know this aswell as my debt is now in the hands of the CCCS..

Customer Services

Barclaycard House
PO Box 5592
Northampton
NN4 1ZY

mariecald

i'm new to the forum so go easy on me?! last year i got about £500 from HSBC for bank charges and now have just realised i can re-claim credit card charges!

i have 2 years worth of statements from Barclaycard which i've counted up and it comes to £560 - they say the other statements are on microfiche but doesnt mention if i have to pay for them? So i have a few questions ..

On the Barclaycard card i've had a proper nightmare - the limit was £500 but as they piled their charges on it went up to about £700 after years of paying them £50 here and there and the balance never coming down i gave up and went with the CCCS who put me on a debt management plan Barclaycard have been recieving lower payments from me now for about 18months ..

Questions:

1. Can i still claim for these charges even though i am with CCCS?
2. If they agree to payout does it have to go onto the credit card which i don't even have anymore and the last time i used it was 2003?
3.Can i ask for a cheque or for it to be paid into my normal bank account?
4. Should i ask for all 6 years' statements? i personally would be happy with £500 back from them...

Thanks in advance folks.. love the site and loved reading these success stories

natweststaffmember

mariecald wrote: »

i'm new to the forum so go easy on me?! last year i got about £500 from HSBC for bank charges and now have just realised i can re-claim credit card charges!

i have 2 years worth of statements from Barclaycard which i've counted up and it comes to £560 - they say the other statements are on microfiche but doesnt mention if i have to pay for them? So i have a few questions ..

On the Barclaycard card i've had a proper nightmare - the limit was £500 but as they piled their charges on it went up to about £700 after years of paying them £50 here and there and the balance never coming down i gave up and went with the CCCS who put me on a debt management plan Barclaycard have been recieving lower payments from me now for about 18months ..

Questions:

1. Can i still claim for these charges even though i am with CCCS? yes
2. If they agree to payout does it have to go onto the credit card which i don't even have anymore and the last time i used it was 2003? yes but it will clear your debt to them
3.Can i ask for a cheque or for it to be paid into my normal bank account? if you ask for a cheque the debt to barclaycard still exists
4. Should i ask for all 6 years' statements? i personally would be happy with £500 back from them...yep

Thanks in advance folks.. love the site and loved reading these success stories

Hope the above helps

ccmug

I've had substantial refunds of charges and interest from Barclaycard and Goldfish, both accounts are in arrears.

They say that the refund cannot be allocated against the arrears which does not seem right, if they hadn't taken the charges in the first place then I wouldn't be in arrears.They are now demanding , through their DCA, within 7 days, a payment I can't make.

I'm tempted to tell them to take me to court and defend on the basis that if the charges hadn't been made then the arrears would not exist and suggest that I will demand that they justify the level of their charges.

Is this a reasonable approach?

Has anyone else had a similar situation?

natweststaffmember

ccmug wrote: »

I've had substantial refunds of charges and interest from Barclaycard and Goldfish, both accounts are in arrears. They say that the refund cannot be allocated against the arrears which does not seem right, if they hadn't taken the charges in the first place then I wouldn't be in arrears.They are now demanding , through their DCA, within 7 days, a payment I can't make.I'm tempted to tell them to take me to court and defend on the basis that if the charges hadn't been made then the arrears would not exist and suggest that I will demand that they justify the level of their chargesIs this a reasonable approach?

Has anyone else had a similar situation?

The charges should be offset against the balance owing. Furthermore, I think you need to tell that DCA that the debt is in dispute since you are still negotiating with the Original Creditor as to the method of payment