Barclaycard

orangemonkey1

hey daisynicky

what address are you using to send letter asking for money back?

thanks

clarabella23

Hi all!
I have sent off letters for claiming charges on a Visa, it was a Littlewoods Visa, which is owned by Barclaycard. I was hoping to claim back £216 & interest, coming to a total of £263.95.
They have written back to me offereing me the difference between the full charges and £12, coming to £48.
Just wondered if anyone else had claimed back through this company, what their experience was like, and whether it is worth my pursuing or to accept the £48? I'm tempted to go the full hog and claim the full hog, but wondered whether this is one of the companies which seem to want you to take them to court over it!
Thanks!
claire

nickmack

clarabella23 wrote: »

Just wondered if anyone else had claimed back through this company, what their experience was like, and whether it is worth my pursuing or to accept the £48? I'm tempted to go the full hog and claim the full hog, but wondered whether this is one of the companies which seem to want you to take them to court over it!

If you do a search for 'Littlewoods' on this board, you should see if there are any previous claimants.

What you accept is entirely a personal decision, but I can tell you that in the case of Credit Card Reclaiming that many people have been successful in getting the full amount repaid. Also, the vast majority have done so without ever appearing in a court room, although you may need to start a court claim to prompt them to pay up. Please see Martin's Credit Card Reclaim guide for more information.

ccqueen

Hi

I am try to help my friend relaim their charges from Barclaycard and as in most cases they are stalling.

I did have a phone number for the data team that he called before to chase the statements but he has lost it and i cant seem to find it on here now.

If any one has it please can you let me know as the customer services goes through to india.

ccqueen

Don't worry i have found it now if anyone wants it try 01604 835 418.

Spritzy

Two questions, I hope someone can help me.

1. Can I claim PPI and charges at the same time?

2. Can you claim for late payment charges too?

Sorry, I am so new to this.. someone please help me!

Spritzy

Ohh, I know the answer to 2, it's yes. So just need question 1 answered, please.

natweststaffmember

Spritzy wrote: »

Ohh, I know the answer to 2, it's yes. So just need question 1 answered, please.

Yes but I would send them two letters, 1 for PPI and 2 for charges. You are relying on separate issues to reclaim. Misselling for PPI and unlawfulness for charges.

JemJam

Well not bad, only took them over a month to send my statements, the cheque was only cashed a week or 2 ago mind so i think it just took forever to get there too.

Now i have to go thru all my statements (which only go back to 2004 for some reason??) and total everything up, dunno how well this is gonna go!!

Jem

Debt_Slayer

Hi all, been a long time since i posted anything here.
I've not bothered proceeding with claims thinking i'd just be fobbed off with rubbish about this whole credit crunch.

Anyway, moving on. I have old credit card accounts which due to charges defaulted and the accounts were passed on to a debt recovery agency.

What i need to know is if i can still claim on them. One defaulted in Feb 2004 and the other one June 2004. I've no longer got any details about these accounts due to moving several times but in order to put in a claim i need the account numbers for those accounts.
How would i go about obtaining the account numbers as now they're with debt recovery the account numbers on letters i've got refer to the recovery agencies account reference for me, not the defaulted account.

Thanks in advance for any help. :j

PS; good news for all bank charges reclaimers today, soon we'll all get our 'stolen' money back. :beer: