Barclaycard

Debt_Slayer

anyone please? I'm wanting to get on the case in the morning and get the ball rolling.

tamsin1982

I got my file back today and from aug 06 the charge drops to £12 instead of £20 can I claim for them?
Also on my first statement containing a charge there is one for £40 with a description of 'out of order charge' any ideas? can i add that to my list?

Rosie2404

Hi
I dont know what the out of order charge is lol but I would try claiming it back anyway - they can only say no. From my experience with Barclaycard (I have successfully claimed back in full mine and my husbands fees from them including the £12 fees) write the first letter - they will send offer for the difference between the £20 and £12 charges, send 2nd letter and they will refund the whole amount (including £12 charges). I found the whole process with Barclaycard surprisingly quick and very easy!!
Hope this helps.
Good luck with your claim.

manchester1980_2

I settled a barclaycard account in dec 2005 (which had been open since 2002) over the years I rcvd loads of charges. I recently sent them a cheque to get my old statements. unfortuantely I cannot find my old account number. I gave them my name, address, do.b date of setting up and settling account etc but they have sent the cheque back to say they cannot find trace of my account and as it is settled they may have deleted the records. i rang them yesterday on the number on the letter to find this a dead number. I then rang another number where they searched the system (still couldnt find the details) and told me to write to an address in northampton (where they had sent the cheque and my ltter back from) I was told there was no one I could speak to and I would have to re-write.
does anyone know if this is legal - i thought they had to keep records for 6 years?? Thanks

manchester1980_2

I settled a barclaycard account in dec 2005 (which had been open since 2002) over the years I rcvd loads of charges. I recently sent them a cheque to get my old statements. unfortuantely I cannot find my old account number. I gave them my name, address, do.b date of setting up and settling account etc but they have sent the cheque back to say they cannot find trace of my account and as it is settled they may have deleted the records. i rang them yesterday on the number on the letter to find this a dead number. I then rang another number where they searched the system (still couldnt find the details) and told me to write to an address in northampton (where they had sent the cheque and my ltter back from) I was told there was no one I could speak to and I would have to re-write.
does anyone know if this is legal - i thought they had to keep records for 6 years?? Thanks - ihave since re-written and stil heared nothing?

brightonman123

write to the info addresses (see main MSE site for list), with your date of birth, and any addresses you may have used for the account..

they should still have details on file (not sure, but think its a legal requirement?).

send by recorded post, too!

daisynicky14

orangemonkey1 wrote: »

hey daisynicky

what address are you using to send letter asking for money back?

thanks

Hey,

I posted to
Barclay Card Data Protection
PO BOX 5592
Northampton
NN4 1ZY

Received an offer for £24, sent them a second letter today, stating i want all my fee's back....:cool:

patsyg_3

I sent my letter to Barclaycard requested my charges (£413.13) on 24th March and got a letter yesterday giving me the full amount!!:T

I actually can't believe it was that easy!!

Now I just need to wait on Capital One to reply to my letter :mad:

BRIGHTHOPE

If you have a negative balance which the credit card company have sold on to a debt collecting agency. Where would any recovered charges be paid to??? Would they keep it themselves, pass it on to the debt collecting agency, or pay me?

SilverLining_2

Sorry if this has already been asked but I couldnt find the answer....

I am claiming for my Barclaycard Credit Card charges but have a Barclays bank account.
This is the only bank account I have now and would like to keep it but am worried that if I claim from Barclaycard, can Barclays close my bank account????