Barclaycard

Hudge

Thanks Mandy, i'm at the stage where theyve credited the lower amount, so will be going after the rest!

polaroid

thanks for the above. I am just about to send another letter now. i am going to say thanks but no thanks, not good enough

Hudge

Just looking through the templates and there isn't one for accepting a partial payment.

Do I just need to say something along the lines of... I accept as a partial payment. If you are not prepared to pay the rest i will go to the FOM/court etc etc...

Thanks

H

polaroid

thanks so much. i have sent a letter based on the above. i ve asked for a reply within 10 days so i ll let you know how i get on.
thanks, i wouldnt have known what to do with out that info, cheers

chinesedeli

I was wandering if someone would be able to help me please?
I owed £400 to Barclaycard and I got a final settlement to pay £200 to clear all my debt with them.
I was wandering if I would still be able to reclaim all of my charges that I had with them even though I only had to pay half of the debt to clear it off? Thank you for your help x

jamesworth

Hi, Im looking to chase up the credit card charges over the last few years. But is it possible to reclaim the £12 pounds fees, as I understand they are deemed legal? Is it still worth starting the process? Thanks

IcklePickle_2

Yes you can reclaim these. You need to read Martin's article on Reclaiming - link is above 'Credit Card Reclaiming'

laura2481

jamesworth wrote: »

Hi, Im looking to chase up the credit card charges over the last few years. But is it possible to reclaim the £12 pounds fees, as I understand they are deemed legal? Is it still worth starting the process? Thanks

Yep, definitely. I recently claimed back over £150 in fees from Barclaycard, most of which were the 'fair' £12 fee. It took 2 whole letters to Barclaycard before they coughed up! Well worth the 'effort'
Good luck
Ps, their 1st reply will say 'no, our fees are fair', send another letter and they say 'our fees are fair but as a 'goodwill gesture' we will give you all your money back!'

JemJam

Hi guys, I've read the article mentioned above about the charges, but just to clarify (cos i always feel like i'm reading things wrong as it seems like such a mad situation seeing as some of us get ourselves into the problem in the first place - albeit sometimes without realising?!), is the process much the same as claiming bank charges??

Thanks
Jem

jamesworth

Excellent.! Due around £150 altogether, so will get to work. Thanks!