Barclaycard

esmerellda

I would write to them/call them and ask for a cheque to clear off your account.

mrs_skint

Hi All

I would like to start a claim for an old Mastercard for both myself and hubby. However, I haven't kept the cards or statements and not sure how to go about getting them as I no longer have the card numbers.

Anyone know how I go about getting this info?

Thanks!

Tozer

How old is it?

mrs_skint

About 3 years (ish)

JemJam

Out of curiosity how long did it take for people's first letters to get a reply from Barclaycard??
Mine's not even been delivered yet according to Royal Mail track & trace which is a tad worrying given that I sent the same letter to Barclays at the same time and got a reply back yesterday!

Jem

daisynicky14

HI there,

I sent my letter off about 3 weeks ago to BarclayCard, and it was delivered they say the 27th, i have rang once and they said they are dealing with and will get the list of charges etc sent out to me and i have also emailed them, only to get the same reply - so i'm still waiting also - if i receive anything i'll let you know.

Thanks,

Nicky

orangemonkey1

hey guys
i have just started my campaign to reclaim my credit card charges and will update my progress on here as i've found it useful to read other people's stories and would like to contribute back.
My first attempts are with Barclaycard, egg and morgan stanley.
My Barclaycard account is still active but for all intents and purposes it is a closed account. They still send me monthly statements and i incur interest but there is no longer a spending limit on the account, i don't have a card and once the debt is paid the account will be closed (i'm paying them minimum monthly payments and assume barclaycard will use any monies i reclaim to pay this debt off first).
I sent my first letter to ask for a list of charges on my accounts (martin's template) by recorded delivery on 15th Jan 09 along with £10 cheque.
Barclaycard have been the first to reply, they cashed my £10 cheque on 5th Feb 09 and i received my charges list from them on 5th Feb 09.
The address i used to request the charges list is as follows:
Barclaycard
Data Protection Team
Dept LRC
Barclaycard
Northampton
NN4 7SG
My list of charges date pre June 2006 when they charged what they liked (in my case £24 per late payment and £24 per over limit charges), and after June 2006 when they lowered it to £12. I am now about to send my next letter (via recorded delivery of course) requesting full refund of all charges, £24 and £12 charges, inlcuding 8% interest as calculated on martin's interest calculator (god bless that man!)
The charges total £720, the interest totals £155.77 and the whole amount totals to £875.77.
In my mind i am happy to accept the charges of £720. I am only requesting interest at this stage so i can use this as a bargaining chip later in the game if barclays give me a hard time to reclaim or offer less that £720.
I do have a current account with barclays with a £500 overdraft. I made sure this was paid in full before reclaiming from them in case they asked for it to be paid. I don't use this account for wages, i have another account for that so if they closed the account it wouldn't affect me. I understand that they can't really do this but all i want is some money back, not a moral fight!
I do also have a mortgage with barclays, (was the woolwich when i took it out) and this also comes with an overdraft. This overdraft i have not paid off, but am happy for any money reclaimed to go in this account anyway as it is a debt that will have to be paid at some point.
I shall let you know when i hear from them!!!
Please note, all information that i am passing on has been aquired from this site and i am simply sharing my story. I suggest anyone thinking about reclaiming to read everything martin has said about it first. Without reading it all myself i wouldn't have known what to do.
good luck to everyone reclaiming.

JemJam

Thanks Dairy & Orange for your updates, am still waiting for Barclaycard to recieve my letter & cheque and am in 2 minds to cancel the cheque by the end of next week if it doesnt get there.....i wonder if they try to cash the cheque i've cancelled, will they try and charge me?!?! lol!

Jem

smashedbooboo

Hi all,

I claimed back my charges from B/C just before christmas 2007. And was refunded half the charges. No letter from them, they just put it straight onto my card amount. My card was due for renewal at the end of this month, I have made sure i have paid on time and over the minimum payment. In 16 months i have only aquired 2 charges. which they did refund. I think they have cancelled the card because of original reclaim. I have tried so hard to keep everything as it should be, I am mad as a bucket of frogs now.

My question is can i now reclaim the rest of the charges. I am apt to claim the lot now. Even if i have to take it to court.

Hope someone can help.

THANK YOU ALL IN ADVANCE

Boo x x x x x x x x

daisynicky14

Hey,

Received my statements on Saturday 7th Feb from Barclaycard now sending my letter off asking for all my monies back with interest!!

Will keep you posted!