Capital One

johnnynonails

hi guys thanks for that info cant afford court costs for 2 weeks yesterday did mcol for cap 1 in hubbys name and nationwide so that will have to do for now got to do another 4 by the time im finshed i should be rich , lol is it true that over £1,500 it costs £250 to go to court, nationwide mcol cost me £120 that for £1450 havent even did me tsb yet and that £4,500 so a few are going to have to wait for another 2 weeks am afriad but will get there in the end lol i hope cheers u lot jill

melissa'smoney

I'm at the MCOL stage with Capital 1. They've acknowledged so have 28 days to get back to me.

They have offered me £88, i'm claiming £377!

I've rejected this (obviously) and sent a letter R/D saying no ta! but i will cancel all claims if they pay me in full!;)

xx

Beate

frugalpam wrote: »

Hiya Kate - they told me I had to tell the court to cancel my claim so that I wasn't wasting valuable courts time and that they had written to the Court to say they had paid in full settlement of my claim. Yeah, right - I think not :mad:
I wrote back to say that what they had told court was incorrect, as they have only offered a refund which will take 14 days to process !!! I also said I would not be cancelling my court claim until I'd received their cheque, and it had cleared, and put c.c. to Nottingham County Court
Cheeky beggars....

Pam

We had the same letter. We just ignored Cap1 until the cheque was in the bank and then, and ONLY then did we cancel the court claim by filling in the form the court had sent us and sending it back.

SUGARSPICE

Hi

To anybody who knows.

Im at the stage of doing MCOL but I need to know if Im claiming £1,236 do I add 8% on top of this plus court costs? Would this be the total I would be claiming?

Total of £1,236 + 8% = £1,334.88 + court costs ?

Many Thanks In Advance.

Beate

You are claiming your claim amount + 8% statutory interest which you get by inserting each and every charge individually in Martin's interest calculator. MCOL will add the court costs automatically.

frugalpam

Beate wrote: »

We had the same letter. We just ignored Cap1 until the cheque was in the bank and then, and ONLY then did we cancel the court claim by filling in the form the court had sent us and sending it back.

Cap One - like most other banks - act very petulantly, right til the bitter end. It does rile me when I read their sanctimonious letters, but at the end of the day, we have the last laugh when they pay up :T


Pam

SUGARSPICE

Thank you very much Beate.

Would you also be able to let me know if you know,Ive heard that you can only claim 6 years back from when the claim is put through.

Does it ask you on the MCOL how much you are claiming? Would I put £1,236 + the 8% which = 6 years from the last date on the statements they sent me or have I got to take some off because you have now got to claim from when you submitted it? Eg: 6 years back from tommorrow?

Confusion Confusion

beckied

johnnynonails wrote: »

hi guys thanks for that info cant afford court costs for 2 weeks yesterday did mcol for cap 1 in hubbys name and nationwide so that will have to do for now got to do another 4 by the time im finshed i should be rich , lol is it true that over £1,500 it costs £250 to go to court, nationwide mcol cost me £120 that for £1450 havent even did me tsb yet and that £4,500 so a few are going to have to wait for another 2 weeks am afriad but will get there in the end lol i hope cheers u lot jill

Hi Jill
Dont quote me on it but i think it is £250.00 if it is over £5000.00.
mine for tsb is £120.00 for claiming just over 2k.
Hope this helps.
beckie

johnnynonails

:T

beckied wrote: »

Hi Jill
Dont quote me on it but i think it is £250.00 if it is over £5000.00.
mine for tsb is £120.00 for claiming just over 2k.
Hope this helps.
beckie

:T thanks for that beckied going to do mcol at the end of the month for tsb and my cap1 so hope fully will only cost 240 for both , cheers jill

stargazer59

Cap one sent me two letters on 29th may offering all my charges and costs..cheques to arrive in 14 working days... received one last week and nothing on the other one..they said they would defend on the grounds that they have paid...but have heard nothing from the court either..any ideas folks? should i contact the court? see if they have actually defended?