Capital One

raudi

I've not heard from capital one on my closed account which has £400+ charges with interest!!

So letter was sent recorded and signed for.......... is it worth calling and advising i will be going down the court route if they don't pay up!??

help

johnnynonails

hi all recieved my statements from cap 1 but was told they couldnt find my wifes as her account was closed about 2 years ago any way she phoned up and the lady on the other end at cap 1 found them straight away on her comp so shes going to send them to the wife but will take 21 days took her name just incase they dont turn up so sumtimes better of to ring and ask for them than to send a letter plus didnt pay for them either lol 10 better of in my pocket

robfosters

I have just started a case with Cap 1.

I got my statements and believed I would be racking up about 300-400 quid. When I finished, I was up at 1250!

Thing is my card is over limit and they keep phoning me asking to pay it off and sending threatening letters. I am out of work and have no money, so this is not possible. At least this will shut them up, as if they pay up, they'll have to clear my balance and send me a cheque for 500 quid. Lovely :beer:

KASDRIVER

robfosters wrote: »

I have just started a case with Cap 1.

I got my statements and believed I would be racking up about 300-400 quid. When I finished, I was up at 1250!

Thing is my card is over limit and they keep phoning me asking to pay it off and sending threatening letters. I am out of work and have no money, so this is not possible. At least this will shut them up, as if they pay up, they'll have to clear my balance and send me a cheque for 500 quid. Lovely :beer:

hi, i have just reclaimed from them - same situation as you owed 320 on a 200 limit ,due to charges. just made sure i paid the minimum each month which was around 10 pound to keep them off my back. had to take mcol route cause they were only offering me the difference between 20 pound and 12 pound charges.(220 pound!)
yesterday they sent letter - account now clear and a cheque in the post for705 pound!!
total claimed with interest and court cost 1018, nearly 800 more than they offered! stick with your claim and dont accept anything less than you are owed.
good luck.

raudi

ok what now, spoke to some jumped up !!!!!! who said they hadn't got my letter, which i repleid was signed for on 24th April he then proceeded to say its takes upto 10 days to go on system.... day 11 today! Then refused to help or let me speak to a supervisor. Spoke to me like an idiot. So i told him he can put on file i will be start court proceedings !!!!

What else should i do?

Can't start proceedings til i get new debit card through!!!

so angry its my money!!

sootie_2

hi
just a quick question, when asking for your statements do you have to write and send a cheque for £10 or can you ring up to get them sent to you free of charge? i'm sure i did read a post somwhere that said you could.

frugalpam

sootie wrote: »

hi
just a quick question, when asking for your statements do you have to write and send a cheque for £10 or can you ring up to get them sent to you free of charge? i'm sure i did read a post somwhere that said you could.

I phoned, and they sent them free of charge, arriving in just over a week

Pam

sootie_2

hi frugalpam
thanks for that, good luck with your claim.

frugalpam

sootie wrote: »

hi frugalpam
thanks for that, good luck with your claim.

Thanks! Hope your claim goes well also

Pam

k1mmie

Can someone please tell me how long it took to hear from Cap1 after submitting their claim of charges. My accounts adds up to £244 without int, & hubbies £950.00.

Sent 26th April. No reply yet?