Capital One

jax25

hi folks

sent my letters to capital one claiming £330ish, had a letter bank from them saying ' they believe fee's are reasonable yada yada yada' heres £88.

Obviously not happy with that so want to claim the rest, only thing is can't seem to find the template letter to say that i'm still taking them to court.

Any one point me in the right direction??

Thanks

Elsie2_2

jax25 wrote: »

hi folks

sent my letters to capital one claiming £330ish, had a letter bank from them saying ' they believe fee's are reasonable yada yada yada' heres £88.

Obviously not happy with that so want to claim the rest, only thing is can't seem to find the template letter to say that i'm still taking them to court.

Any one point me in the right direction??

Thanks

http://www.moneysavingexpert.com/redir/9e8eb007

SUFC

Hi, Just to let you know i got a letter yesterday from Cap 1 stating they are refunding me all £1069.64 of the charges i claimed for. This includes all interest & the £80.00 court fee i had to shell out for. My advise is ignore all there negative letters & stick to the procedures & timescales laid out on this wonderful website. It takes time but they will crack in the end. Thanks to everyone on this site for all help, advise & support, you lot are truly wonderful.

frugalpam

SUFC wrote: »

Hi, Just to let you know i got a letter yesterday from Cap 1 stating they are refunding me all £1069.64 of the charges i claimed for. This includes all interest & the £80.00 court fee i had to shell out for. My advise is ignore all there negative letters & stick to the procedures & timescales laid out on this wonderful website. It takes time but they will crack in the end. Thanks to everyone on this site for all help, advise & support, you lot are truly wonderful.

Congrats - that's great news! :T :beer: :T

Got a letter off them yesterday offering me just under a third of the money I'd claimed. I've written back to say that I intend to claim the whole amount through the Courts unless they revise their offer, and that it'll cost them more if they don't, as they'll have to pay me interest and my court fees. 14 days and counting.....

Pam

KASDRIVER

SUFC wrote: »

Hi, Just to let you know i got a letter yesterday from Cap 1 stating they are refunding me all £1069.64 of the charges i claimed for. This includes all interest & the £80.00 court fee i had to shell out for. My advise is ignore all there negative letters & stick to the procedures & timescales laid out on this wonderful website. It takes time but they will crack in the end. Thanks to everyone on this site for all help, advise & support, you lot are truly wonderful.

congrats!!
can you tell me the time scale of your claim please. my claim was issued on the 12th april and has been acknowleged, just wondered what i should expect to happen next.
thanks.

SUFC

KASDRIVER wrote: »

congrats!!
can you tell me the time scale of your claim please. my claim was issued on the 12th april and has been acknowleged, just wondered what i should expect to happen next.
thanks.

Hi, yes i sent them initial letter asking for statements on 28th Jan, so it took 3 months altogether, my claim in court was issued on 7th April, so you're not many days behind waht i was so i think in a couple of days you should be getting the letters i got. :j Good luck.

KASDRIVER

SUFC wrote: »

Hi, yes i sent them initial letter asking for statements on 28th Jan, so it took 3 months altogether, my claim in court was issued on 7th April, so you're not many days behind waht i was so i think in a couple of days you should be getting the letters i got. :j Good luck.

thanks again, fingers crossed! i will be looking out for the postman this week ,lol!.

harryandrew

can anyone please help,i've had staements back fr capital one start date 01/08/2001 02/04/07 can i claim for all this period?also do i put every date
in the calculator for every charge? thanks

bank-beater

harryandrew wrote: »

can anyone please help,i've had staements back fr capital one start date 01/08/2001 02/04/07 can i claim for all this period?also do i put every date
in the calculator for every charge? thanks

Hi there you can claim from those dates as they cover six years. And yes you do have to put in every date in the calculator to work out the correct interest.

Hope this helps.

vrotdronk

Hello,

My other half is currently paying £25 a month to Capquest for an Egg card that they used to have.

Does anyone know if Capquest are able to provide statements showing all payments that they have made, and also their details from their previous Egg account?

They have previously made it sound as though they cannot provide statements although I think this sounds extremely dodgy.

Any advice on this would be much appreciated!!

Thanks!:mad: