Capital One

cheffyuk

hi does anyone know if i can claim late payment charge and overlimit charges from capital one c/c?:o
Also i sent first letter to rbs asking for a full refund on bank charges and i recieved a letter 10 days later saying they are currently considering my claim.
How long should i give them before sending letter 2?

becksta22

yes i am in the middle of claimin late payment and over limit charges from thm. they have given me partial payment so far of £88 but im requestin the full £326 bk.

TSL_2

i have written to Capital one asking for my fees back and they have written back saying that they will give me an answer in 4 weeks. Can they do this and what should i do next? should i wait or take them to court now?
thanks

izzywhit

Has anybody successfully reclaimed charges from capitalone ?
Thanks in advance.

Beate

TSL wrote: »

i have written to Capital one asking for my fees back and they have written back saying that they will give me an answer in 4 weeks. Can they do this and what should i do next? should i wait or take them to court now?
thanks

Follow the timelines as set out in Martin's article.

Beate

izzywhit wrote: »

Has anybody successfully reclaimed charges from capitalone ?
Thanks in advance.

Yes, loads of people, myself (well hubby) included.

TSL_2

Your bank will have a record of your direct debit so you do have receipts and of course you can get your money back start doing it asap

Akay_3

few questions please

im starting the MCOL

the sample letter (with the 1080 characters part) its including interest, should i leave this in even though i didnt claim interest throughout the claim?

also the amount i am claiming, £366 (charges) + £30 (court fees), do i deduct the £88 they refunded me earlier and put in £278 + £30? (i'd assume it would be £278 but i just want to make sure)

thanks

bev79

cap one have written to me saying they will refund £194 out of the £480 I requested, the account is with capquest anyway so I'm going to ring them and then write to them saying I will accept it as part payment. Total balance owing is only £439!!

dwarfer

Hello I wanted to know if I can claim back CASH ADVANCE FEES which have appeared on several statements. I've read the "What you can and cant claim" article but CASH ADVANCE FEE isnt listed anywhere, in the claimable list is a big list, most claimable are unpaid DD & SOs and overdraft fees, but not sure about CASH ADVANCE FEE.

Thanks for your time & look forward to a reply, sorry for my lameness.