Capital One

gunabdebtfree

Will Give It A Shot

Beate

And btw, Capital One does not charge you at all for this info. There is also a freephone number on which to phone them which I don't have to hand, but I am sure it is mentioned in the Capital One thread.

Ashelee

Thanks SugarSpice!

Ive been able to access my account all the way up until late last night and found it abit of a coincidence that my MCOL was served yesterday and acknowledged this morning.

Called Cap 1 and about half an hour ago miraculously I can get back into my account?!?! Perhaps Im being paranoid but it seemed like a strange coincidence...

Good luck with the claim.. heaven knows its nerve wracking enough once it gets to these stages!

Ash

beckied

Hi all you moneysavers !!!
Just wanted to let you all know that i have won!!!!
20/04 = sent letter for statements
06/05 = recieved all my statements
06/05 = sent my first letter (template of this site)
22/05 = recieved my first offer of £382
01/06 = sent second letter
12/06 = filed mcol
20/06 = acknoledge the claim
21/06 = made me a final offer £382
06/07 = filed a defence
06/07 = made me a offer of the full amount including intrest and court fees £1465.93 cheque will be here in 14 days.

Just thought i would bring all you moneysavers some good news.
Stick with it they will crumble got to admit though i was very scared of the outcome but good luck to you all and thanks to pam you've been a great help to me.
Beckie

johnnynonails

well done to u beckie, hope mine goes that way 2 could i just ask u did u ask for interest cos ive just ask for me charges bac and me court cost or do they just give u it automactically jill

beckied

johnnynonails wrote: »

well done to u beckie, hope mine goes that way 2 could i just ask u did u ask for interest cos ive just ask for me charges bac and me court cost or do they just give u it automactically jill

Hi Jill
Thanks i am over the moon. Yes i did ask for my interest back i dont think that you will be able to add interest if you have already made your mcol.
Anyway good luck i hope all goes well for you too.
Beckie:T

frugalpam

:beer: Brilliant news, congratulations !! :beer:

Cap One always give in and pay up - good for you persisting with your claim.
Thanks for the thanks and the PM too - I love seeing people get their money back !!

Pam

beckied wrote: »

Hi all you moneysavers !!!
Just wanted to let you all know that i have won!!!!
20/04 = sent letter for statements
06/05 = recieved all my statements
06/05 = sent my first letter (template of this site)
22/05 = recieved my first offer of £382
01/06 = sent second letter
12/06 = filed mcol
20/06 = acknoledge the claim
21/06 = made me a final offer £382
06/07 = filed a defence
06/07 = made me a offer of the full amount including intrest and court fees £1465.93 cheque will be here in 14 days.

Just thought i would bring all you moneysavers some good news.
Stick with it they will crumble got to admit though i was very scared of the outcome but good luck to you all and thanks to pam you've been a great help to me.
Beckie

johnnynonails

beckied wrote: »

Hi Jill
Thanks i am over the moon. Yes i did ask for my interest back i dont think that you will be able to add interest if you have already made your mcol.
Anyway good luck i hope all goes well for you too.
Beckie:T

hi beckie the only reason i didnt ask for interest as i was reading a thread saying sum thing if u get it wrong then the claim might be dissmissed , so i thought i wouldnt take any chances lol , but going to do me tsb mcol very shortly and add the interest on that 1 but if i get me £1,000 i be very happy :rotfl: :rotfl: :rotfl: :j jill

beckied

Hi Pam and Jill
To be honest i didnt know whether i did it right too.lol I kept thinking have i done it right but i must off otherwise i wouldnt get my money back off them.
I just used the calculater that is provided in this website it is quite simple if i can do it then it must be. Can i just ask though if they have defended the claim but also offerd me my money what do i do now? If anything!! They said something in there letter about telling the court how do i do that?
Thanks again guys this thread has been an amazing support thoughout this claim and it is great when you hear people winning it spurs you on...
Beckie
P.S Jill i am with lloyds too. Can i just ask when you started your claim and if you have heard anything i started my claim on 20/04 and still not heard anything as soon as i get my money of cap1 i will do my mcol again (scary) i thought i would of heard something though!!!!

johnnynonails

beckied wrote: »

Hi Pam and Jill
To be honest i didnt know whether i did it right too.lol I kept thinking have i done it right but i must off otherwise i wouldnt get my money back off them.
I just used the calculater that is provided in this website it is quite simple if i can do it then it must be. Can i just ask though if they have defended the claim but also offerd me my money what do i do now? If anything!! They said something in there letter about telling the court how do i do that?
Thanks again guys this thread has been an amazing support thoughout this claim and it is great when you hear people winning it spurs you on...
Beckie
P.S Jill i am with lloyds too. Can i just ask when you started your claim and if you have heard anything i started my claim on 20/04 and still not heard anything as soon as i get my money of cap1 i will do my mcol again (scary) i thought i would of heard something though!!!!

hi beckie i first wrote to tsb on the 10th of april and ive phoned then 3 times wot they saying is they have 12 weeks to reply ,ive had a good will jesture on the 14th of june of £750,that seems to be the biggest good will jesture going but the lady at andover did say if pple do get a good will , then that will be all tsb are paying ,then she said if i felt that wasnt enough go to the fo. havent done mcol for tsb yet thought id do cap 1 first as my account is closed so when i do get me money back will be doing tsb , wasnt rushing to tsb cos i have a o/d so i think they will call it back in but least it will pay it of thanks jill