Abbey (merged)

kevwev_2

Thanks mate, will send it off in the morning.

carrielouise80

i have started court proceedings against the abbey however they have sent me a cheque as part payment of the claim. do i send this back to them and continue the claim for the remainder? or bank the cheque and continue for the rest? do i need to let the court know? (i did it via moneyclaim)

they also sent me someone elses cheque!!! i have very kindly forwarded it onto the rightful owner with a note telling them what they have done...

carrielouise80

p..s the abbey have stated it the cheque is paid as full and final settlement...

satboylb

Hi

I tried the standard letters with Abbey.
They responded "we believe that the charges do not contravene those regulations and therefore cannot agree to refund them".So I have just used the MoneyClaim to start court proceedings. Now a bit worried, I entered details of dates and charges. However,do I need any legal jargon added to the claim etc? And now do i wait 5 working days? And then what happens next?
Would value any help

Thanks ANNA

skitsue

Hi
New to this so posting first letter to the Abbey on Monday. Will keep you updated.
Bit Scared.:rolleyes: :eek:

Poor_and_confused

I am at the very first stage of this process with the Abbey. I have sent the letter and a £10 cheque (which has been cashed), asking for evidence of my default charges etc.

What i have received back seems a complete mockery! I was initially informed that the bank only kept the last 14 months worth of statements, however the rest would be sent to me on microfiche. At lot of use that would have been.

Within their time limit they sent me approx 30 pages of all my ' ins and outs' over the last 5 years, which although it gave me the information i needed, it really wasn't very user-friendly.

They then sent me "copies" of the last 14 months statements. Now i only had kept approx. half of the original ones i had been sent, but these didnt tally what the bank has just sent me. NONE OF MY CHARGES ARE SHOWN

HELP!!!!!!!!!

I am now worrying that the info sent for the previous 5 years may also not be the complete truth. This is obviously a breach of the Data Protection Act as they seem to have removed my charges from the statements. As i said previously though i only have proof of this for 7 months.

PLEASE PLEASE PLEASE tell me what to do next. What on earth do i do now?
I obviously need to write to them again, but saying what?????

extracuddley

I would ring them up and request it again. By law they should give it too you. It sounds like they have got wind of whats going on and trying to fob you off. If you are self employed you are expected to have all of your receipts etc for 6 years......so, they do have that information and its rightly yours to ask for.

I rang mine up, they said that they couldn't send copies of the statements because it would cost far too much...I think £5 per copy so they sent me something simular....it had the charges written as 'CHG'...crafty!

Good luck but don't give up. Ask ask again, say that you think they have sent you the wrong thing.

x

bengal-stripe

Poor_and_confused wrote:

They then sent me "copies" of the last 14 months statements. Now i only had kept approx. half of the original ones i had been sent, but these didnt tally what the bank has just sent me. NONE OF MY CHARGES ARE SHOWN

How can they not be shown. Any statement must have an opening balance (carried forward from the previous one), then there are many transactions, putting money in or taking money out and then there is a closing balance.

Opening and closing balance, taking all the transactions into account, must tally up. Your balance for any given day will correspond with the statements you have in your posession.

extracuddley wrote:

so they sent me something simular....it had the charges written as 'CHG'...crafty!

Now that is crafty. It probably had Direct Debits as 'DD'. Who would have thought!!!

teeze666

Some advice please. I'm coming up to the point where the default judgement is due (tuesday 16th). I have received from the courts a letter detailing that abbey will be filing a defence, and abbey have contacted me by letter to say that they will defend the claim. However I have not received anything detailing the particulars of their defence. And as judgement is due very soon,I am wondering what I need to do next.
Do I enter judgement by default on the moneyclaimonline website, which I presume is the obvious action as I have not recieved any details of their defence?

If I do this can abbey then enter a defence at a later date? Even though the 28 day deadline has passed?

And how do I then contiue recouping the outstanding amount?

I know there are alot of questions here but I really am confused as to what is the next step. Any advce would be appreciated.

brokeson

nic_m wrote:

My husband and I sent our 1st letters out to Abbey and Halifax on 8/11/06. Halifax charges £3896, Abbey charges £3817. Halifax ignored 1st letter so 2nd letter went out and on 8/12/06 offered us all money back. On the same day we had a letter back from Abbey stating they would not be refunding any money to us. We filed an online claim and took them to court, they had until 2/1/07 to acknowledge the claim which they did on 2/1/07. They then had a further 14 days to file a defence, I have just logged onto m,oney claim online they are defending the whole of the claim. Up until today I have felt quite confident about all of this, today I am feeling really nervous. What happens now? Has anybody been in this situation? Does this mean we have to go to court? Or are they trying to scare us because they are a large organisation? If anybody has any advice I would really appreciate it.

We are in the same position. Are trying to reclaim £590 back from Abbey for our son. They are defending case. We have just recieved the questionaire from our local court and I don't mind saying that I'm scared to bits. It would be easy to give up at this stage. If it goes to court will we have to pay Abbeys costs? If any one can help you guys can