Making chicken feed of my mortgage

gallygirl

muddywhitechicken wrote: »

We went for a 7.5 mile walk this afternoon and my new fitbit tells me that I've done 15,000 steps :T

My fitbit thinks I'm in a coma :(:D.

muddywhitechicken

I'm a very tired but happy aunt this evening :heart2:

BUT we forgot that today is a normal working day and had to pay £25/each for a day return on the ferry

Greying_Pilgrim

Hope you and MrMWC have a lovely time at the restaurant 'up town' today.

Greying X

muddywhitechicken

Thanks Greying

When we booked our intention had been to have the tasting menu (possibly with the accompanying wine flight) as it was our Christmas present to ourselves; however, as I bought Mr MWC a sous vide thingy (bargainous Black Friday deal) and he bought me the fitbit, we've decided to go with the much more affordable but still droolworthy set lunch menu! I'm going to try and avoid a pre-lunch cocktail (£18 :eek:) and we definitely won't be having a coffee (£7 :eek:). We have enough loyalty points for free coffee in 2 different high street coffee shops (mainly collected by Mr MWC on expenses) and if we're still hungry we both have vouchers for free coffee & cake in JL

muddywhitechicken

After weeks and weeks of being surrounded by sickly people, I have woken up today with a tickly cough

We had a lovely day yesterday The meal was delicious and very good value for money. We also walked 20,000+ steps to/from the restaurant with a detour to see the Christmas lights - the Spirit of Christmas angels in Regent St, Piccadilly and Jermyn St are stunning :T

I've booked my flight to Toronto - £324 return :j

As our focus has switched from early repayment of the mortgage to early retirement, I am trying to to calculate our net worth but Mr MWC isn't very forthcoming with details of his pension and S&S ISAs... I'll ask again nicely this evening!

I'm currently saving 50% of my salary each month and my goal for 2018 is to increase this to 66%.

Goldiegirl

Hi MWC.
:wave:

Glad you had a good day out. I love walking around London, there's always something interesting to see. Hope your tickly cough doesn't develop into anything.

Excited to hear that you are now focusing on early retirement. Will be cheering you on:)

muddywhitechicken

Goldiegirl wrote: »

Excited to hear that you are now focusing on early retirement. Will be cheering you on:)

Thanks Goldie - good to see you :wave:

We've acquired a pink princess tent in the gusty winds - just what Mr MWC wanted :rotfl: Not sure which neighbour it belongs to - will try to reunite with owner tomorrow.

I've counted the change pot and loyalty points/vouchers and our grocery budget for January is £315

£112.50 - Nectar points
£96 - Cash (£41 loose change + £55 from selling L2S/M&S vouchers to myself in December (much more useful as I'll be able to shop in Lidl!))
£10 - L2S vouchers from participation in RM unaddressed mail survey
£5 - Morrison's More voucher
£31.50 - Tesco (£30 GV + £1.50 clubcard voucher)
£60 - JL/WR (from CC) (£130 Christmas GVs not included)

Even Mr MWC said that's not very frugal :rotfl: so we shall be trying to make the budget last until March.

I picked another bag of mixed salad leaves (now @ £1.44/bag) :T Mr MWC perfectly cooked YS'd fillet steak with his sous vide thingy and served it with a stilton/pear/walnut salad :drool:

muddywhitechicken

Goldiegirl wrote: »

Hope your tickly cough doesn't develop into anything.

Feeling a bit ropey... I can only cough in, not out - Mr MWC says I'm weird :rotfl:

rtandon27

Awww - sorry to hear you are feeling under the weather! Don't forget the medicinal properties of a hot toddy;););)

Amazing amount for your grocery budget for Jan - is that a year's worth of collecting?

Also great deal for your flight! - it's been years since we've managed to get any flight at that price:o

muddywhitechicken

rtandon27 wrote: »

Awww - sorry to hear you are feeling under the weather! Don't forget the medicinal properties of a hot toddy;););)

Feeling a bit better after half a bottle of red wine followed by half a bottle of Baileys!!!

rtandon27 wrote: »

Amazing amount for your grocery budget for Jan - is that a year's worth of collecting?

Yes We haven't spent that much in Sainsbury's but used bonus point vouchers/offers well, lots of unaddressed mail surveys for L2S vouchers and a bigger spend than usual (paid off straightaway) on JL CC as we bought wallpaper/curtains/living room furniture this year. If I remember correctly there is less loose change than in previous years due to selling fewer eggs.

rtandon27 wrote: »

Also great deal for your flight! - it's been years since we've managed to get any flight at that price:o

Yes, us too! We usually go Air Canada from Heathrow but this time I'm going Air Transat from Gatwick.