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Making chicken feed of my mortgage

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  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    edited 17 December 2017 at 9:47PM
    CathT wrote: »
    Your weight loss is incredible!

    Thanks! My willpower was good for the first 2 weeks of December but I've been baking today... :whistle: I may have eaten [STRIKE]1[/STRIKE] 6 cookies in the name of quality control :o
    CathT wrote: »
    TCB definitely comes in handy for business related expenses, nice bonus from there.

    He's taking advantage whilst he can - as the company grows, processes will get put in place and he won't get to book his own travel.
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    I'm still at -3 lbs for the month :T

    Considering that it's just the two of us for Christmas dinner and we're having bubble & squeak, I appear to have spent a small fortune on food & drink...

    Thursday - hosted a party for the neighbours (x4 households)
    Friday - LOs (I over-catered again...), FIL popped down to help us eat them!
    Today - neighbours that couldn't make it on Thursday popped in for a couple of hours for a cup of tea & mince pies/HM fruit cake
    Christmas Eve - my dad & his ladyfriend are coming for lunch (fish pie)
    Christmas Day - a couple of slices of the Boxing Day ham with bubble & squeak
    Boxing Day - Mr MWC's family visiting for board games & buffet
    Wednesday - recovery day, scotch broth on the meal plan
    Thursday - day trip to visit my brother, SIL & nephew
    Friday - fancy lunch in London town
    Saturday - another recovery day!
    New Year's Eve - hogmanay at Mr MWC's cousin's
    New Year's Day - yet another recovery day!

    I picked a bag of salad leaves from the garden today :T Currently @ £1.50/bag :)

    We booked our summer holiday today - 2 weeks in Croatia in June :j We are extending the holiday for a few days (using Mr MWC's free hotel nights) so the £120 discount we got for attending the holiday company's discovery day will go towards paying for the additional car hire costs :T
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Must have been the day for booking holidays, we booked another one for next year yesterday aswell! Croatia looks stunning.

    You seem to have a good balance of socialising/family time and recovery days over Christmas.

    Do you still do your January grocery challenge of using vouchers/points?
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    CathT wrote: »
    Do you still do your January grocery challenge of using vouchers/points?

    Yes, that's the plan - I'm not sure of the actual amount I'll have to spend yet but I do know that it'll include £112.50 of nectar points :)

    Did I mention that one of us is going to Mexico on a work beano for my birthday? And it's not me...!!! :mad: So I'm thinking of visiting my aunt in Toronto for a week in January rather than sit here and mope :)
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • rtandon27
    rtandon27 Posts: 5,641 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Ooooo Toronto!

    GO FOR IT!!!

    ...and have a Timmies for me!!!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)
    Psst...I may have started a diary!
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    rtandon27 wrote: »
    ...and have a Timmies for me!!!

    A double double? :rotfl:
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • rtandon27
    rtandon27 Posts: 5,641 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    muddywhitechicken wrote: »
    A double double? :rotfl:

    :rotfl: snort :rotfl:

    with an 10-pack of timbits - sour cream glazed & blueberry filled!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)
    Psst...I may have started a diary!
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Are you visiting Plitvice waterfalls? If so, you can tell me if they need to remain on my bucket list :rotfl:.

    :mad: to Mexico :(. I'd suggest coming to see me but more likely I could come to see you the way things are going :eek:. Enjoy the snow if you go to Toronto :snow_grin. Oh, and :xmassign:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Merry Christmas everyone :santa2:

    We're having a lovely low key day - presents and a 4-mile walk this morning, working our way through the drinks cupboard in front of the log burner this afternoon!

    I'm hoping to go to Plitvice Lakes National Park GG - although a slight detour will be required :) Feel free to pop in whenever you need a bed for the night or a change of scene - if it's the week we're both away, you can chickensit!!!

    MWCxxx
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    I'm just baking the last batch of white chocolate, cranberry & pecan cookies (gift for my brother's MIL). I'm being good again after a couple of days of gluttony so Mr MWC is on QC duty!

    Overnight oats, banana, berries & skyr for breakfast
    HM scotch broth for lunch
    LO winter coleslaw (red cabbage, red onion, carrot, radish, apple, dried cherries, flaked toasted almonds with a mustard vinaigrette dressing) topped up with shredded raw sprouts & LO ham for dinner

    We went for a 7.5 mile walk this afternoon and my new fitbit tells me that I've done 15,000 steps :T
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
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