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Making chicken feed of my mortgage

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Comments

  • michelle09
    michelle09 Posts: 912 Forumite
    Eighth Anniversary 500 Posts Name Dropper
    Mr MWC's cooking sounds wonderful. :)

    Those Christmas angels are lovely.
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    edited 31 December 2017 at 4:29AM
    Just checking the bank accounts as you do when you're awake at 03:00 :rotfl:

    £159.99 interest paid on our everyday savings account :T Transferred to 2018 MOP pot.

    ~ £1,500 transferred to the mortgage - we are ending 2017 in the 30s :j

    LTV = 10% :)
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • greent
    greent Posts: 10,751 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Brilliant end to the year! (well, not the cough!)

    Is the 50% of your salary going into a pension of some sort, or more standard savings, or a combination? Being nosy because pensions/ retirement is where we should be focussing our attention now and I really struggle to get my head around it all (and find the pension board a bit scary!)

    Happy New Year! :)
    x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    edited 31 December 2017 at 12:05PM
    Happy New Year to you too greent :)

    The pension board is way too scary for me! The money is split:

    1/3 to my Novia S&S ISA
    1/3 to my employer's sharesave scheme
    1/6 to my Royal London pension
    1/6 to my Nationwide regular saver (5% interest)

    I also have a L&G pension through work - 4% from me, 12% from my employer.
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    My aim for December was to end the month no heavier than I started it... I've just weighed myself and I'm 1lb lighter :T
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • michelle09
    michelle09 Posts: 912 Forumite
    Eighth Anniversary 500 Posts Name Dropper
    Well done MWC, pounds coming off the mortgage and the weight. :)
  • rtandon27
    rtandon27 Posts: 5,636 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    muddywhitechicken wrote: »
    My aim for December was to end the month no heavier than I started it... I've just weighed myself and I'm 1lb lighter :T

    :T:T:T Well done MWC!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)
    Psst...I may have started a diary!
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    I'm really achy and full of cold :( so Mr MWC has gone to the family party without me.

    I've made a start on menu planning for January & February (well I've made a list of 33 dishes I want to eat and that we have most of the ingredients for!). I reckon that we will only need to buy fruit & vegetables, frozen berries, milk, yoghurt, oats, 2 chicken breasts and bread.
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • apple_muncher
    apple_muncher Posts: 15,234 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Well done getting into the 30s and being lighter.

    Get well soon x
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    muddywhitechicken wrote: »
    My aim for December was to end the month no heavier than I started it... I've just weighed myself and I'm 1lb lighter :T
    That's superb MWC :T.

    Glad Mr MWC likes his posh boil in the bag thingy :D.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
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