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Making chicken feed of my mortgage

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  • Sorry for your loss MWC, sounds like you've had an awful year on that front.

    Hope you had a good time in Spain?
  • Morning MWC, I’m only just catching up it’s diaries. So sorry to hear about your loss. Sending a huge hug and I’m sure the Tilly hounds would be giving you a huge cuddle if we were closer.

    We can’t make the travel walk day as I fly home on the Friday night and we have decided to see my mum on the Saturday. Dad would have been 96 so we are taking mum for lunch.

    Sounds like Mr MWC will need a relaxing break over Christmas.

    Best wishes Tilly xxx
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Sounds like you'll both need a break over Christmas :(. Sorry about aunt xxxx.

    Not too much sympathy for Mr MWC as I have just written my bucket list and seeing the Northern Lights is on it :mad:. Though I've already crossed one thing off the list in the last week - I did think I'd have to go further than the end of my road to see whales in the wild but a pod decided to swim past just for me :T:T:T. However, they only showed their backs so I sill need to see some proper whale type things :rotfl:
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Hello :wave:

    The end of November was a bit manic and some of my goals fell by the wayside... :o

    1. Go to the gym a minimum of 20 times before 10 December.
    17/20
    2. Follow the WW plan properly in November and at least 5x/week in December.
    32/32 resulting in a 10.5 lb loss :T
    3. Reduce caffeine intake - maximum 1 coffee/day.
    30/32
    4. Drink 1.5 L water/day (including weekends).
    31/32
    5. No late nights in November.
    25/32
    6. No watching rubbish made-for-TV Christmas movies when I'm home alone midweek (I have identified this as a trigger for binge eating ). Go for a walk instead!
    32/32
    7. Make a real effort to get to work early or on-time every day (my current punctuality is appalling)
    13/24 :naughty:
    8. Meal plan from larder/freezer/garden in November. Only buy milk, yogurt, bread, fruit & vegetables.
    Completely lost count :o and there is still too much food in the freezer.
    9. No unnecessary spending!
    Could do better... 16/32

    My aims for December are to end the month no heavier than I started it, and to be kind to myself and others :)

    I've had a lovely weekend with Mr MWC :happyhear

    I :heart2: HFW's Much More Veg cookbook. Red cabbage & cashew biryani for dinner today - another keeper :T
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • oh, and in money-related news... my regular saver ended (£163.36 interest :T) and Mr MWC transferred £3,000 to me :j

    Hmmm mortgage, S&S ISA or experiences?! As we've just been to a travel company discovery day, I think Mr MWC's money will be spent on a holiday :D
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    edited 18 December 2017 at 11:48AM
    :wave: hello everyone. Where have the last 2 weeks gone?!

    Mr MWC is back from his last overseas trip of the year :j 3 weeks at home... I need to make him a list of little jobs to do :rotfl:

    All presents bought and wrapped :) (I'm never normally this organised!)

    Halfway through December and I'm 3 lbs lighter than I was at the beginning of the month :T

    In money-related news:

    - I had a splurge on new Christmas decorations :o but they are gorgeous :D I'm particularly pleased with this one!!! ETA new link to highland hen bauble

    - I haven't made the OP yet but the mortgage will be <£40,000 by the end of 2017 - we'll start 2018 in the 30s :j

    - DD set up for £500/month to my S&S ISA. I'm also transferring £5,000 from this year's regular saver.

    - There was a cheque for £3,000 in the Christmas card from Canada :j
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • Hey muddy!

    Great to hear your update and news. I love that decoration too - very jolly :D

    Greying X
    Pounds for Panes £7,305/£10,000 - start date Dec 2023
     
    Grocery Spend August 2025 £46.70/£300 
    Non-food spend August 2025 £0/£50
    Bulk Fund August 2025 £0/£10 
  • Love that decoration :happyhear

    We'll be looking into keeping chickens against next year now we have the space.

    Fortune x
    Mortgage: 100% paid Emergency Fund: 100%
    A Better View 🌄 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais
  • Mr MWC has just cashed out £325 TCB from parking and hotels for business travel :T
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Your weight loss is incredible! TCB definitely comes in handy for business related expenses, nice bonus from there.
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
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