We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Making chicken feed of my mortgage
Options
Comments
-
apple_muncher wrote: »MWC, you are a Harry P0tter philistine!
I am - sorry - and I have a smutty mind!Mortgage at highest (April 2008): ~£195,000
Mortgage-free: January 2021
Retired: June 2022 (186 months early!)0 -
Plans for today: I did the easy stuff!
[STRIKE]Gym
Meal plan & write shopping list
More grocery shopping
Buy wrapping paper & wrap nephew's gifts
Pick PSB & salad leaves[/STRIKE]
Tidy garden - use leaf blower/vac thingy - nope
[STRIKE]Laundry[/STRIKE]
Housework - a little but not nearly enough
A little bit of work - not yet
[STRIKE]Discuss our social plans for the next 5 weeks - I'll be surprised if we haven't already double-booked ourselves...[/STRIKE]
1. Go to the gym a minimum of 20 times before 10 December.
Yes [12/20]
2. Follow the WW plan properly in November and at least 5x/week in December.
:mad: the plan has changed and my daily points allowance is lower, 23/23 WW points [20/32]
3. Reduce caffeine intake - maximum 1 coffee/day.
Yes, a freebie from WR [20/32]
4. Drink 1.5 L water/day (including weekends).
Yes, 1.5 L [20/32]
5. No late nights in November.
Planning to be in bed by 9.45 pm - early start tomorrow [20/32]
6. No watching rubbish made-for-TV Christmas movies when I'm home alone midweek (I have identified this as a trigger for binge eating ). Go for a walk instead!
Lots of rugby [20/32]
7. Make a real effort to get to work early or on-time every day (my current punctuality is appalling)
N/A [13/24]
8. Meal plan from larder/freezer/garden in November. Only buy milk, yogurt, bread, fruit & vegetables.
Mr MWC's choice of pre-race meal - orzo pasta salad with grilled salmon (had to buy most of the ingredients) [15/32]
9. No unnecessary spending!
Another spendy day including unnecessary skincare purchases[12/32]
Mortgage at highest (April 2008): ~£195,000
Mortgage-free: January 2021
Retired: June 2022 (186 months early!)0 -
:hello: Found you!:D
(& duly subscribed)4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)Psst...I may have started a diary!0 -
apple_muncher wrote: »
Greying - hope you cleared the mess up before having to explain to Mr GP...
'Fraid not, and it all became about bodily fluids at Greying towers last night.......All par for the course
Greying XPounds for Panes £7,305/£10,000 - start date Dec 2023
Grocery Spend August 2025 £46.70/£300
Non-food spend August 2025 £0/£50
Bulk Fund August 2025 £0/£100 -
-
Mr MWC ran his first half marathon this morning and finished in just over 2 hours :T:T:T
Not bad for an old man :rotfl:
Weigh-in day for me and I've lost 2.5 lb :j That's 9.5 lb in 3 weeks
And the leaf blower is still in the box...By the time we'd finished a late lunch, there was just enough daylight to muck out The Girls and pick some salad leaves. Updated tally is 22 bags @ £1.63/bag
Mortgage at highest (April 2008): ~£195,000
Mortgage-free: January 2021
Retired: June 2022 (186 months early!)0 -
1. Go to the gym a minimum of 20 times before 10 December.
No [12/20]
2. Follow the WW plan properly in November and at least 5x/week in December.
29/23 WW points (6 WW weeklies used for red wine) [21/32]
3. Reduce caffeine intake - maximum 1 coffee/day.
No, 2 coffees today but 1 was decaffeinated [20/32]
4. Drink 1.5 L water/day (including weekends).
No, only 1 L [20/32]
5. No late nights in November.
Planning to be in bed by 9 pm - spectating is exhausting[21/32]
6. No watching rubbish made-for-TV Christmas movies when I'm home alone midweek (I have identified this as a trigger for binge eating ). Go for a walk instead!
A little footie and some NFL [21/32]
7. Make a real effort to get to work early or on-time every day (my current punctuality is appalling)
N/A [13/24]
8. Meal plan from larder/freezer/garden in November. Only buy milk, yogurt, bread, fruit & vegetables.
Beef, mushroom & chestnut stew that used up some OOD chestnuts & dried mushrooms but we needed to buy some beef as there wasn't enough in the freezer [15/32]
9. No unnecessary spending!
A NSD [13/32]Mortgage at highest (April 2008): ~£195,000
Mortgage-free: January 2021
Retired: June 2022 (186 months early!)0 -
Too tired for more than a quick update *yawn*
1. Go to the gym a minimum of 20 times before 10 December.
Nearly - it was raining so rather than get out of bed, I rolled over and dozed for another 30 minutes! [12/20]
2. Follow the WW plan properly in November and at least 5x/week in December.
24/23 WW points - there was cake in the office and I didn't have any :A [22/32]
3. Reduce caffeine intake - maximum 1 coffee/day.
Yes [21/32]
4. Drink 1.5 L water/day (including weekends).
Yes, 1.5 L [21/32]
5. No late nights in November.
Planning to be in bed by 9.45 pm [22/32]
6. No watching rubbish made-for-TV Christmas movies when I'm home alone midweek (I have identified this as a trigger for binge eating ). Go for a walk instead!
A little footie in the background [22/32]
7. Make a real effort to get to work early or on-time every day (my current punctuality is appalling)
No :mad: dreadful traffic and I was 5 minutes late... and then it was even worse coming home :mad: [13/24]
8. Meal plan from larder/freezer/garden in November. Only buy milk, yogurt, bread, fruit & vegetables.
Marmalade-glazed gammon with savoy salad - yummy and met the brief [16/32]
9. No unnecessary spending!
Nearly a NSD but I've just bought a couple of Christmas gifts - a bottle Edinburgh Christmas gin and a half-price bottle of single malt [14/32]Mortgage at highest (April 2008): ~£195,000
Mortgage-free: January 2021
Retired: June 2022 (186 months early!)0 -
Well done Mr MWC :T:T:TNST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!0
-
I sympathise with your bad journeys MWC, I've had some dreadful ones recently and my commute is long enough as it is
I work in central Cambridge so it's only going to get worse as Christmas approaches. I look forward to half terms and holidays when it all eases up!
"You won't bloom until you're planted" - Graffiti spotted in Newcastle.
Always try to be nice, but never fail to be kind - Doctor Who
Total mortgage overpayments 2017 - 2024 - £8945.62!0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599K Mortgages, Homes & Bills
- 177K Life & Family
- 257.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards