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Making chicken feed of my mortgage

1595596598600601626

Comments

  • 1. Go to the gym a minimum of 20 times before 10 December.
    No [10/20]
    2. Follow the WW plan properly in November and at least 5x/week in December.
    Yes... went out for lunch yesterday so not sure how many WW points but plenty of unused weeklies to offset [17/32]
    3. Reduce caffeine intake - maximum 1 coffee/day.
    Yes [17/32]
    4. Drink 1.5 L water/day (including weekends).
    Yes, 2 L [17/32]
    5. No late nights in November.
    In bed at 9.45 pm last night [17/32]
    6. No watching rubbish made-for-TV Christmas movies when I'm home alone midweek (I have identified this as a trigger for binge eating ). Go for a walk instead!
    No TV, too busy working... [17/32]
    7. Make a real effort to get to work early or on-time every day (my current punctuality is appalling)
    At my desk before 8 am (+ left just after 6 pm + working lunch + another hour at home = long day) [11/24]
    8. Meal plan from larder/freezer/garden in November. Only buy milk, yogurt, bread, fruit & vegetables.
    LO masala-spiced beans from Monday with a baked sweet potato [13/32]
    9. No unnecessary spending!
    NSD [11/32]
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • Just a question - what counts as a late night?

    At the moment 9:30 is late for me....
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • Just a question - what counts as a late night?

    At the moment 9:30 is late for me....

    For me, anything after 10:00 pm Sunday-Thursday or 10:30 pm Friday-Saturday - I've never been able to party all night :rotfl:

    In October, I was having far too many 11:00 pm midweek bedtimes for no good reason.
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • I'm with wishingthemortgaheaway unfortunately, but always been an earlybird.

    Sorry work is being rubbish. :(
  • 1. Go to the gym a minimum of 20 times before 10 December.
    No [10/20]
    2. Follow the WW plan properly in November and at least 5x/week in December.
    Yes, 30/30 WW points [18/32]
    3. Reduce caffeine intake - maximum 1 coffee/day.
    Yes [18/32]
    4. Drink 1.5 L water/day (including weekends).
    Yes, 1.5 L [18/32]
    5. No late nights in November.
    Just need to iron a top for tomorrow, wash my face, slap on the lotions & potions and then I'll be in bed [18/32]
    6. No watching rubbish made-for-TV Christmas movies when I'm home alone midweek (I have identified this as a trigger for binge eating ). Go for a walk instead!
    No TV, we walked to Lidl instead [18/32]
    7. Make a real effort to get to work early or on-time every day (my current punctuality is appalling)
    Just on time today (and left 45 minutes early but I've worked hard this week) [12/24]
    8. Meal plan from larder/freezer/garden in November. Only buy milk, yogurt, bread, fruit & vegetables.
    HFW's spicy squash & mixed bean mole with brown rice - delicious and it met the brief [14/32]
    9. No unnecessary spending!
    £14.69 in Lidl on milk, yogurt, bread, fruit & vegetables [12/32]

    In financial news: £3.30 claimed from TCB and £9.81 TT (bank reward + tidying up of both current accounts)
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • pinkypig
    pinkypig Posts: 1,814 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I photographed some recipes out of two celebrity cookbooks in the staffroom today . Thanks for the tip:beer:

    Hope your work day had been better

    PP xx
    Original mortgage £112,000 . Final payment due August 2027.
    Mortgage neutral achieved August 2020 - 7 years early!!!
  • I think work is going to be a nightmare for the next few weeks... :(
    A high priority project I'm working on needs to achieve a milestone this year because some numpty put it as a specific corporate scorecard goal :eek:
    That's not going to stop me leaving at lunchtime today though :p
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • 1. Go to the gym a minimum of 20 times before 10 December.
    Yes [11/20]
    2. Follow the WW plan properly in November and at least 5x/week in December.
    Yes, 30/30 WW points [19/32]
    3. Reduce caffeine intake - maximum 1 coffee/day.
    Yes [19/32]
    4. Drink 1.5 L water/day (including weekends).
    Yes, 2.5 L [19/32]
    5. No late nights in November.
    Planning to be in bed by 9 pm - it's been a tiring week [19/32]
    6. No watching rubbish made-for-TV Christmas movies when I'm home alone midweek (I have identified this as a trigger for binge eating ). Go for a walk instead!
    No TV, we're listening to the radio [19/32]
    7. Make a real effort to get to work early or on-time every day (my current punctuality is appalling)
    On time again today even though traffic was busy for a Friday [13/24]
    8. Meal plan from larder/freezer/garden in November. Only buy milk, yogurt, bread, fruit & vegetables.
    Venison sausages from the freezer with roast root vegetables [15/32]
    9. No unnecessary spending!
    Spendy day - more groceries, petrol, CIN donation and massage (course of 5 + 1 free) [12/32]
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • I must have been tired - I slept for 10 hours!!!

    Plans for today:

    [STRIKE]Gym
    Meal plan & write shopping list[/STRIKE]
    More grocery shopping
    Buy wrapping paper & wrap nephew's gifts
    Pick PSB & salad leaves
    Tidy garden - use leaf blower/vac thingy
    Laundry
    Housework
    A little bit of work
    Discuss our social plans for the next 5 weeks - I'll be surprised if we haven't already double-booked ourselves...
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • apple_muncher
    apple_muncher Posts: 15,374 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Do share your social plans! I am such a hermit that the chances of me ever being double booked are extremely slim.
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
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