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Making chicken feed of my mortgage

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  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    gallygirl wrote: »
    Glad Mr MWC likes his posh boil in the bag thingy :D.

    Looking forward to cod in butter sauce :rotfl:
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • VintageHistorian
    VintageHistorian Posts: 998 Forumite
    Eighth Anniversary 500 Posts Name Dropper
    Hope you feel better soon MWC, no one likes to feel ill especially on New Years Eve. I remember being very disappointed a few years ago when I was ill, decided to have a "nap" around 9:30 in the evening on NYE and woke up 12 hours later.

    I hope 2018 is a great year for you and Mr MWC and you continue to hammer the mortgage!
    "You won't bloom until you're planted" - Graffiti spotted in Newcastle.

    Always try to be nice, but never fail to be kind - Doctor Who

    Total mortgage overpayments 2017 - 2024 - £8945.62!
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    muddywhitechicken wrote: »
    Looking forward to cod in butter sauce :rotfl:
    Now, that was actually lovely :rotfl:. And probably just what you need today!!!!!
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Happy New Year!

    I'm still poorly :( (and I'm not very good at being ill!)

    I needed some fresh air this morning so I took a slow walk to the supermarket but I feel worse for doing so :(

    Grocery challenge = £3.10/£315

    I'd like to lose 17 lbs this year although if I could lose 7 lbs by mid-February and maintain it all year, I wouldn't be unhappy :)
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • BookWorm
    BookWorm Posts: 2,503 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Wishing you a fabulous 2018 MWC. Hope the lurgy goes away fast.

    BW x
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    muddywhitechicken wrote: »
    As our focus has switched from early repayment of the mortgage to early retirement, I am trying to to calculate our net worth but Mr MWC isn't very forthcoming with details of his pension and S&S ISAs... I'll ask again nicely this evening!

    I've now calculated our net worth and I'm pleasantly surprised :D
    Not including the equity in the house, we have enough saved to live comfortably for 20 years :T

    First OP of 2018 made - £500 transferred from the holding a/c to the mortgage :)
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • rtandon27
    rtandon27 Posts: 5,657 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Happy New Year MWC!

    Wishing you Health, Well-being & Happiness for 2018
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)
    Psst...I may have started a diary!
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Thanks rtandon - could I trouble you to wish a little harder please?! :rotfl:

    I'm still poorly :( Too ill to go to work today and unlikely to be going tomorrow either.
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • rtandon27
    rtandon27 Posts: 5,657 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    muddywhitechicken wrote: »
    ...could I trouble you to wish a little harder please?! :rotfl:...

    Done! xxx

    Sorry you are feeling so rotten :eek: would a hot toddy help? :D
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)
    Psst...I may have started a diary!
  • pinkypig
    pinkypig Posts: 1,814 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Sorry you've had such a rubbish start to the year:(

    Your FI totals on the other hand are amazing:T. I'm grappling (again) with the mortgage v pension/early retirement planning and looking at it your way - years worth of income is great - thank you!

    Hope you feel better soon xx
    Original mortgage £112,000 . Final payment due August 2027.
    Mortgage neutral achieved August 2020 - 7 years early!!!
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