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Making chicken feed of my mortgage

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  • Don't forget to build some contingency into that kitchen fund - ours went waaaaayyyy over!

    Yes, my rough estimates are already £5,000 more than my original "maximum" budget... my current mindset is that if we're spending that much money _pale_ we might as well spend a bit more and get our dream kitchen :p There's still another £5,000 contingency in the savings account but, if we spend that, the woodburner and new sofas for the living room will be delayed.

    MCI - did you get a rangemaster? If so, would you recommend them? Mr MWC is thinking about getting a professional plus 100 induction.
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • It's kitchen design day :j:j:j please, please, please let my design be workable!
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • I :heart2::heart2::heart2: the kitchen :j

    The downside is that it won't be finished until mid-June :(

    Loosely based (very loosely based!) on a conversation with Greying about parsnip risotto, we had sausage, kale & barley stew for dinner - venison sausages instead of pork sausages, parsnips instead of carrots, thyme & juniper berries instead of rosemary, cavolo nero from the garden - and roast parsnips :drool:
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Glad your design worked out, new kitchens are exciting and transform your home. Are you going for big layout changes?
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • CathT wrote: »
    Are you going for big layout changes?

    The sink is in the same place but everything else is different :cool:
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • Loosely based (very loosely based!) on a conversation with Greying about parsnip risotto, we had sausage, kale & barley stew for dinner - venison sausages instead of pork sausages, parsnips instead of carrots, thyme & juniper berries instead of rosemary, cavolo nero from the garden - and roast parsnips :drool:

    And I love that you have cavolo nero that you can pick from the garden :j

    Oh, but by June, will you have the kitchen that you have always wanted and can live with for as long as you want? :D

    We went to look at a rental house, and I was soooo tempted to rent it, just on the basis of the kitchen alone :D But finally saw sense and let it go, due to a much, much more practical reason :silenced:

    Looking forward to hearing all about the development of this kitchen :D

    Greying X
    Pounds for Panes £7,305/£10,000 - start date Dec 2023
     
    Grocery Spend August 2025 £95.97/£300 
    Non-food spend August 2025 £3.75/£50
    Bulk Fund August 2025 £0/£10 
  • Oh, but by June, will you have the kitchen that you have always wanted and can live with for as long as you want? :D

    Absolutely :D There were a couple of compromises but I think I've done the best I can with the space available and I'll have a beautiful, bespoke, handmade, hand-painted, functional kitchen :cool:
    And I love that you have cavolo nero that you can pick from the garden

    If it stops snowing, I'll be picking mixed salad leaves from the garden today to accompany a haggis lasagne (made with LO haggis from Burns supper).
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • Yes, my rough estimates are already £5,000 more than my original "maximum" budget... my current mindset is that if we're spending that much money _pale_ we might as well spend a bit more and get our dream kitchen :p There's still another £5,000 contingency in the savings account but, if we spend that, the woodburner and new sofas for the living room will be delayed.

    MCI - did you get a rangemaster? If so, would you recommend them? Mr MWC is thinking about getting a professional plus 100 induction.

    Yes I had a rangemaster - great features but please get them to check all the hinges when they install it. We installed it ourselves as it was a private purchase from rangemaster itself and I had trouble with the hinges which lead to all the trouble with the tall oven door.

    They are great cookers and cook fantastically - just check it over carefully. I am sure you will be fine...its just my experience wasn't so great. Not trying to put you off. I love my cooker now it's all okay - looking forward to using it to its full potential.

    MCI
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • Thanks MCI - that's helpful to know :T

    A lazy-ish day today - I've cleaned the bathroom and the chicken coop but I'm not planning to do anything else apart from researching new sofas, curtains etc and a 0% CC!

    Mr MWC is still travelling every week - he's off to Germany this evening as soon as the rugger finishes.
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    edited 25 February 2017 at 8:16PM
    I know I was pleased to see the back of January but February has turned out to be awful... 2 deaths and my 3-month old nephew was admitted to hospital for IV antibiotics and then transferred to the mainland for surgery :(

    We're munching our way through the larder and freezer (today's dinner is roast pheasant with BNS & bacon barley risotto and salad leaves from the garden) and rapidly decluttering the wine cellar...

    We've made a start on the home improvements. The original wooden parquet flooring in the hall and living room has been restored. I've also started looking for the extra quarry tiles that will be needed in the kitchen; I'm struggling to find the thickness (15 mm) the builder has requested though.

    I've also been buying bits & pieces for the new kitchen - too early I know but much needed retail therapy! I thought these would look nice with the navy cupboards and bright orange radiator!

    Mr MWC is enjoying the rugby. There was a very loud "get in" as Scotland scored their second try followed 15 seconds later by a much quieter "woohoo" :rotfl:
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
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