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Making chicken feed of my mortgage

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  • I am very glad that the wipe out was only a 'nearly' and that you are here to tell the tale, MWC.

    ^ Seconded.

    Greying X
    Pounds for Panes £7,305/£10,000 - start date Dec 2023
     
    Grocery Spend August 2025 £95.97/£300 
    Non-food spend August 2025 £3.75/£50
    Bulk Fund August 2025 £0/£10 
  • Glad you are ok MWC x
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • Me too!

    Very thankful that the drivers behind me had their wits about them when I realised that slamming on my brakes wasn't going to avoid a collision, with the numpty who had pulled out in front of me from a side road, and I instinctively swerved into the other lane :eek:

    MWCx
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    That sounds awful, glad you're ok and well done Miss Hattie :T.

    Here's to sunny times ahead :beer:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • What a scare MWC :eek: Glad you're ok.

    Fortune x
  • greent
    greent Posts: 10,780 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you're ok - sounds scary x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    greent wrote: »
    Glad you're ok - sounds scary x

    From me too - I saw a bad accident over Christmas with exactly this, from the sound of it, someone pulling out from a side road onto a dual carriageway :( Hope you're not too shaky this morning.
    2023: the year I get to buy a car
  • :hello:

    Must. Stop. Looking. At. Pinterest. :o

    We have another meeting with the second kitchen designer on Friday. I didn't like his design so I sent him my ideas and asked him to try again! I've already chosen new crockery, saucepans, table and chairs, tea towels, artwork and a bright orange vertical radiator :rotfl: Desperately trying not to buy anything until we at least finalise the kitchen layout though... it's very hard...

    I've now moved on to living room ideas :rotfl:

    No real :money: news - the kitchen fund is at target but I haven't made any OPs to the mortgage and I'm still waiting for a £450 refund to my CC following a fraudulent transaction just before Christmas :mad:
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • lovely to see you posting mwc :D

    Greying X
    Pounds for Panes £7,305/£10,000 - start date Dec 2023
     
    Grocery Spend August 2025 £95.97/£300 
    Non-food spend August 2025 £3.75/£50
    Bulk Fund August 2025 £0/£10 
  • Nice to see you MWC.

    Don't forget to build some contingency into that kitchen fund - ours went waaaaayyyy over!

    MCI
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
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