Reclaim Unfair Bank Charges Discussion Area

Edinburghlass_2

If you ask for copy statements the banks can and will charge you for this information. What you are asking for is all information held on you under DPA. Check the letter (ask for charge details) in the link below and then either phone them back or send the letter with your cheque for £10.

Step-by-step Guides: Bank Charges: Reclaim Your Cash | Top New Bank Account Calculator: Charge them interest Template Letters: (right click and save) Ask for charge details |Initial letter | Second letter | Small claims note Get Updates On Important Changes: Free Weekly Money Tip

angelkt

Edinburghlass wrote:

Do you have your list of charges/statements yet? You'll find the list of charges you can claim in this thread. Ignore the £12 guide charge that has been set by OFT meantime.

thanks for that.no i havent i was just generally wondering wether this was how it worked-so say you have a harge for £12 you ask for the £12 back and not just part of it as surely they can lawfully charge you something?this is where im getting confused!

JonClarke78

Hi all, I've just filled in the interst calculator after receiving 6 years worth of bank statements, I've printed it and am now using the letter template for the next step. Now this may sound a daft question but, do I send this second letter to the same address as the 1st (the 1st letter being sent to the Data Protection Manager)? or should I send this one to my local branch or even to the banks' Customer relations?

Help please!!!

Edinburghlass_2

Your local branch will do, they will pass to the appropriate department.

JonClarke78

Edinburghlass wrote:

Your local branch will do, they will pass to the appropriate department.

Thanks for that, I'll keep everyone informed as to how I get on!:D

cosquer

Hi this is my first post and I am about to start the process of claiming my charges back from HSBC. Can you tell me where I should send the first letter to for my statements as I read in the forum that it is the 2nd letter that should go to the branch. I have been so inspired by everyones posts, I can't wait to get started. Our losses caused us such a lot of heartaches at a time when we really could have done without it.

Edinburghlass_2

First post in this thread...

http://forums.moneysavingexpert.com/showthread.html?t=304064

and this thread should help you throughout your claim

Arsenal9977

Edinburghlass wrote:

Yes you can claim on closed cards or an old card number.

Do Barclays close accounts after payout? Do banks/credit cards payout should the claim be for a reasonable amount e.g. under £1,000?

Regards,

Arsenal9977

See below, but anyone know where Style's office is?

Barclays Bank;

Barclays Data Protection
Radbroke Hall
Knutsford
Cheshire
WA16 9EU

Barclaycard

Data Protection Team
Dept LRC
Barclaycard
Northampton
NN4 7SG

Capital One;

Legal Compliance Specialist
Capital One Bank (Europe) plc
Trent House
Station street
Nottingham
NG2 3HX

Style Financial Services Ltd

Monument

PO |Box 6476
Northampton
NN4 1ZN

Arsenal9977

If we're reclaiming for ALL default charges including interest, surley that excludes a charge from the bank? They do have a right to charge us being overdrawn right, even if it is £0.01p?