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Reclaim Unfair Bank Charges Discussion Area

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  • I assume I should be sending £10 per account? Sorry, it's a stupid question please bear with me, I'm new to all this! Thanks
  • One cheque will do if the accounts are all at the same bank :)
  • Rex_Mundi
    Rex_Mundi Posts: 6,312 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    lillibeth wrote:
    I assume I should be sending £10 per account? Sorry, it's a stupid question please bear with me, I'm new to all this! Thanks

    One letter, all the account numbers, and one £10 fee (in total, not £10 per account).
    How many surrealists does it take to change a lightbulb?
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    Fish
  • Puddin'
    Puddin' Posts: 36 Forumite
    Part of the Furniture 10 Posts
    Is it usual to receive no response from the bank when they have been sent the 2nd letter threateniing court action? Should I just go ahead with the court application regardless?
  • Rex_Mundi
    Rex_Mundi Posts: 6,312 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Puddin' wrote:
    Is it usual to receive no response from the bank when they have been sent the 2nd letter threateniing court action? Should I just go ahead with the court application regardless?
    #

    This isn't unusual. Just move onto your court claim once your own deadline is up.
    How many surrealists does it take to change a lightbulb?
    ...
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    ...
    Fish
  • Hi, my friend, on my prompting, has decided to reclaim charges. Has had a response offering her less than half in reply (560 instead of £1400). Shoulr she take or hold out for more? i told her to hold out after reading all the stuff here but don't want to give bad advice that will cost her the 560! any advice?
    ;) "Facts do not cease to exist because they are ignored." Aldous Huxley. ;)
  • Standard letter, carry on with the next step.

    Step-by-step Guides: Bank Charges: Reclaim Your Cash | Top New Bank Account Calculator: Charge them interest Template Letters: (right click and save) Ask for charge details |Initial letter | Second letter | Small claims note Get Updates On Important Changes: Free Weekly Money Tip
  • One cheque will do if the accounts are all at the same bank :)

    Many thanks! Let battle commence!!!
  • Hi everyone! Just a quick question...Ive just received a list of all my bank charges from HSBC and some of the charges are only £10 each. In your opinion do I have a leg to stand on with reclaiming charges this low? In my opinion £10 is still to much to charge someone for something a computer has dealt with, but obviously I dont want to be the first person to loose a battle in the bank charge war!!
  • Provided the £10 charge is one you can claim, see this thread, thats fine.
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